[Form 4] Columbia Financial, Inc. Insider Trading Activity
John Klimowich, listed as SEVP & Chief Risk Officer, reported transactions on 08/22/2025 for Columbia Financial, Inc. (CLBK). The filing shows a purchase of 41.5935 phantom stock units at $15.35 under the Columbia Bank Stock Based Deferral Plan, which are to be settled in shares upon distribution. The report also discloses the reporting person鈥檚 beneficial holdings across multiple accounts and awards, including 60,769 shares held directly, and various indirect holdings and stock awards and options such as 188,235 underlying shares from vested options and additional option grants totaling 41,190 underlying shares across later grants. The Form 4 is signed by a power of attorney.
John Klimowich, indicato come SEVP & Chief Risk Officer, ha dichiarato operazioni in data 08/22/2025 relative a Columbia Financial, Inc. (CLBK). La comunicazione riporta l'acquisto di 41.5935 unit脿 di phantom stock a $15.35 nell'ambito del Columbia Bank Stock Based Deferral Plan, da liquidarsi in azioni al momento della distribuzione. Il rapporto indica inoltre le partecipazioni beneficiarie del dichiarante in pi霉 conti e premi, inclusi 60.769 azioni detenute direttamente, nonch茅 varie detenzioni indirette e attribuzioni di azioni e opzioni, come 188.235 azioni sottostanti opzioni ormai vestite e ulteriori concessioni di opzioni per un totale di 41.190 azioni sottostanti in concessioni successive. Il Modulo 4 猫 firmato tramite procuratore.
John Klimowich, registrado como SEVP & Chief Risk Officer, inform贸 transacciones el 22/08/2025 relacionadas con Columbia Financial, Inc. (CLBK). El expediente muestra la compra de 41.5935 unidades de phantom stock a $15.35 bajo el Columbia Bank Stock Based Deferral Plan, que se liquidar谩n en acciones al distribuirse. El informe tambi茅n revela las participaciones beneficiarias del declarante en varias cuentas y adjudicaciones, incluyendo 60.769 acciones en propiedad directa, adem谩s de diversas pertenencias indirectas y adjudicaciones de acciones y opciones, como 188.235 acciones subyacentes de opciones ya adquiridas y concesiones de opciones adicionales por un total de 41.190 acciones subyacentes en adjudicaciones posteriores. El Formulario 4 est谩 firmado por un apoderado.
John Klimowich電� SEVP & Chief Risk Officer搿� 旮办灛霅橃柎 鞛堨溂氅�, 2025-08-22鞐� Columbia Financial, Inc. (CLBK)鞐� 雽�頃� 瓯半灅毳� 鞁犼碃頄堨姷雼堧嫟. 鞝滌稖靹滊鞐愲姅 Columbia Bank Stock Based Deferral Plan鞐� 霐半澕 $15.3541.593560,769欤检檧 頃粯 臧勳爲 氤挫湢 氚� 欤检嫕 靾橃棳路鞓奠厴 頃霌れ澊 韽暔霅橃柎 鞛堨姷雼堧嫟. 鞓堨花雽� 鞚措 氩犾姢韺呺悳 鞓奠厴鞐� 霐半ジ 188,235欤检檧 鞚错泟 攵�鞐悳 鞓奠厴 頃╆硠 41,190欤检潣 旮办磮欤检嫕 霌膘澊 氤搓碃霅橃柎 鞛堨姷雼堧嫟. Form 4電� 鞙勳瀯鞛レ棎 鞚橅暣 靹滊獏霅橃棃鞀惦媹雼�.
John Klimowich, indiqu茅 comme SEVP & Chief Risk Officer, a d茅clar茅 des op茅rations le 22/08/2025 concernant Columbia Financial, Inc. (CLBK). Le d茅p么t mentionne l'achat de 41.5935 unit茅s de phantom stock 脿 $15.35 dans le cadre du Columbia Bank Stock Based Deferral Plan, qui seront r茅gl茅es en actions lors de la distribution. Le rapport divulgue 茅galement les participations b茅n茅ficiaires de la personne d茅clarante sur plusieurs comptes et attributions, y compris 60.769 actions d茅tenues directement, ainsi que diverses d茅tentions indirectes et attributions d'actions et d'options, telles que 188.235 actions sous-jacentes li茅es 脿 des options acquises et des attributions d'options suppl茅mentaires totalisant 41.190 actions sous-jacentes sur des attributions ult茅rieures. Le formulaire 4 est sign茅 par procuration.
John Klimowich, aufgef眉hrt als SEVP & Chief Risk Officer, meldete Transaktionen am 22.08.2025 f眉r Columbia Financial, Inc. (CLBK). Die Meldung zeigt den Kauf von 41.5935 Phantom-Aktieneinheiten zu $15.35 im Rahmen des Columbia Bank Stock Based Deferral Plan, die bei Auszahlung in Aktien umgewandelt werden sollen. Der Bericht legt zudem die wirtschaftlichen Beteiligungen der meldenden Person 眉ber mehrere Konten und Zuwendungen offen, darunter 60.769 direkt gehaltene Aktien sowie verschiedene indirekte Best盲nde und Aktienzuteilungen und -optionen, wie 188.235 zugrundeliegende Aktien aus bereits ausge眉bten Optionen und zus盲tzliche Optionszuteilungen mit zusammen 41.190 zugrundeliegenden Aktien aus sp盲teren Zuteilungen. Das Formular 4 ist durch eine Vollmacht unterschrieben.
- Acquisition under deferral plan: Reporting person purchased 41.5935 phantom stock units at $15.35 that will be settled in shares upon distribution.
- Significant equity alignment: Reporting person holds 60,769 direct shares plus substantial indirect holdings and vested options, indicating alignment with shareholder interests.
- Clear vesting disclosure: Vesting schedules and performance-based vesting conditions for multiple stock awards are explicitly disclosed.
- None.
Insights
TL;DR Insider acquired deferred/phantom stock units and retains substantial option and share holdings, showing continued equity exposure.
The Form 4 documents a non-discretionary purchase of 41.5935 phantom stock units at $15.35 under a deferral plan, which will convert to shares on distribution. The reporting person holds a material position through direct shares, multiple indirect vehicles and sizeable outstanding options (188,235 underlying shares from fully vested options plus additional option grants). From an ownership perspective, this indicates continued alignment with shareholder outcomes rather than a disposition of shares.
TL;DR Transaction is routine compensation deferral; disclosure is consistent with equity-based pay practices.
The filing reflects a standard equity deferral purchase made by the trustee of the Bank's rabbi trust and multiple equity awards and options governed by the company鈥檚 2019 Equity Incentive Plan. Vesting schedules and the distinction between direct and indirect holdings are disclosed, and the form is executed via power of attorney. There are no disclosures of sales or unusual transfers in this filing.
John Klimowich, indicato come SEVP & Chief Risk Officer, ha dichiarato operazioni in data 08/22/2025 relative a Columbia Financial, Inc. (CLBK). La comunicazione riporta l'acquisto di 41.5935 unit脿 di phantom stock a $15.35 nell'ambito del Columbia Bank Stock Based Deferral Plan, da liquidarsi in azioni al momento della distribuzione. Il rapporto indica inoltre le partecipazioni beneficiarie del dichiarante in pi霉 conti e premi, inclusi 60.769 azioni detenute direttamente, nonch茅 varie detenzioni indirette e attribuzioni di azioni e opzioni, come 188.235 azioni sottostanti opzioni ormai vestite e ulteriori concessioni di opzioni per un totale di 41.190 azioni sottostanti in concessioni successive. Il Modulo 4 猫 firmato tramite procuratore.
John Klimowich, registrado como SEVP & Chief Risk Officer, inform贸 transacciones el 22/08/2025 relacionadas con Columbia Financial, Inc. (CLBK). El expediente muestra la compra de 41.5935 unidades de phantom stock a $15.35 bajo el Columbia Bank Stock Based Deferral Plan, que se liquidar谩n en acciones al distribuirse. El informe tambi茅n revela las participaciones beneficiarias del declarante en varias cuentas y adjudicaciones, incluyendo 60.769 acciones en propiedad directa, adem谩s de diversas pertenencias indirectas y adjudicaciones de acciones y opciones, como 188.235 acciones subyacentes de opciones ya adquiridas y concesiones de opciones adicionales por un total de 41.190 acciones subyacentes en adjudicaciones posteriores. El Formulario 4 est谩 firmado por un apoderado.
John Klimowich電� SEVP & Chief Risk Officer搿� 旮办灛霅橃柎 鞛堨溂氅�, 2025-08-22鞐� Columbia Financial, Inc. (CLBK)鞐� 雽�頃� 瓯半灅毳� 鞁犼碃頄堨姷雼堧嫟. 鞝滌稖靹滊鞐愲姅 Columbia Bank Stock Based Deferral Plan鞐� 霐半澕 $15.3541.593560,769欤检檧 頃粯 臧勳爲 氤挫湢 氚� 欤检嫕 靾橃棳路鞓奠厴 頃霌れ澊 韽暔霅橃柎 鞛堨姷雼堧嫟. 鞓堨花雽� 鞚措 氩犾姢韺呺悳 鞓奠厴鞐� 霐半ジ 188,235欤检檧 鞚错泟 攵�鞐悳 鞓奠厴 頃╆硠 41,190欤检潣 旮办磮欤检嫕 霌膘澊 氤搓碃霅橃柎 鞛堨姷雼堧嫟. Form 4電� 鞙勳瀯鞛レ棎 鞚橅暣 靹滊獏霅橃棃鞀惦媹雼�.
John Klimowich, indiqu茅 comme SEVP & Chief Risk Officer, a d茅clar茅 des op茅rations le 22/08/2025 concernant Columbia Financial, Inc. (CLBK). Le d茅p么t mentionne l'achat de 41.5935 unit茅s de phantom stock 脿 $15.35 dans le cadre du Columbia Bank Stock Based Deferral Plan, qui seront r茅gl茅es en actions lors de la distribution. Le rapport divulgue 茅galement les participations b茅n茅ficiaires de la personne d茅clarante sur plusieurs comptes et attributions, y compris 60.769 actions d茅tenues directement, ainsi que diverses d茅tentions indirectes et attributions d'actions et d'options, telles que 188.235 actions sous-jacentes li茅es 脿 des options acquises et des attributions d'options suppl茅mentaires totalisant 41.190 actions sous-jacentes sur des attributions ult茅rieures. Le formulaire 4 est sign茅 par procuration.
John Klimowich, aufgef眉hrt als SEVP & Chief Risk Officer, meldete Transaktionen am 22.08.2025 f眉r Columbia Financial, Inc. (CLBK). Die Meldung zeigt den Kauf von 41.5935 Phantom-Aktieneinheiten zu $15.35 im Rahmen des Columbia Bank Stock Based Deferral Plan, die bei Auszahlung in Aktien umgewandelt werden sollen. Der Bericht legt zudem die wirtschaftlichen Beteiligungen der meldenden Person 眉ber mehrere Konten und Zuwendungen offen, darunter 60.769 direkt gehaltene Aktien sowie verschiedene indirekte Best盲nde und Aktienzuteilungen und -optionen, wie 188.235 zugrundeliegende Aktien aus bereits ausge眉bten Optionen und zus盲tzliche Optionszuteilungen mit zusammen 41.190 zugrundeliegenden Aktien aus sp盲teren Zuteilungen. Das Formular 4 ist durch eine Vollmacht unterschrieben.
FAQ
What did John Klimowich acquire on 08/22/2025 for CLBK?
How many CLBK shares does the reporting person hold directly?
What option holdings does John Klimowich have according to the Form 4?
Are any of the stock awards subject to performance-based vesting?
Was this Form 4 signed directly by the reporting person?
