[Form 4] Columbia Financial, Inc. Insider Trading Activity
Columbia Financial EVP & CHRO Jenifer White reported insider transactions dated 08/08/2025 involving common stock, deferred units and several equity awards. The filing records an acquisition of phantom stock units under the Columbia Bank Stock Based Deferral Plan at $14.33 per unit to be settled in shares, and a reported disposition of 3,352 common shares.
The filing also discloses multiple indirect holdings through an ESOP, SERP, SIM and several stock awards that vest over time or upon performance, plus four separate option grants exercisable into common stock with strikes of $20.54, $15.94, $16.49 and $16.23 and expirations in 2032�2035. These entries reflect compensation-related awards and long-term incentives rather than an extraordinary market action.
Jenifer White, EVP e CHRO di Columbia Financial, ha segnalato operazioni di insider datate 08/08/2025 riguardanti azioni ordinarie, unità differite e diverse assegnazioni azionarie. La comunicazione registra l'acquisto di unità di phantom stock ai sensi del Columbia Bank Stock Based Deferral Plan al prezzo di $14.33 per unità , da liquidare in azioni, e una cessione segnalata di 3,352 azioni ordinarie.
La comunicazione indica inoltre numerose partecipazioni indirette tramite un ESOP, un SERP, un SIM e varie assegnazioni azionarie che maturano nel tempo o al raggiungimento di determinate performance, oltre a quattro distinti grant di opzioni esercitabili in azioni ordinarie con prezzi di esercizio di $20.54, $15.94, $16.49 e $16.23 e scadenze tra il 2032 e il 2035. Queste voci riflettono premi legati alla retribuzione e incentivi a lungo termine piuttosto che un'azione di mercato straordinaria.
Jenifer White, EVP y CHRO de Columbia Financial, informó transacciones de insider fechadas el 08/08/2025 que involucran acciones ordinarias, unidades diferidas y varias asignaciones de capital. El informe registra la adquisición de unidades de phantom stock bajo el Columbia Bank Stock Based Deferral Plan a $14.33 por unidad, que se liquidarán en acciones, y una disposición reportada de 3,352 acciones ordinarias.
El informe también revela múltiples participaciones indirectas a través de un ESOP, SERP y SIM, además de varias asignaciones de acciones que consolidan derechos con el tiempo o por rendimiento, y cuatro concesiones de opciones separadas ejercitables en acciones ordinarias con precios de ejercicio de $20.54, $15.94, $16.49 y $16.23 y vencimientos entre 2032 y 2035. Estas entradas reflejan compensaciones y incentivos a largo plazo relacionados con la remuneración, más que una acción extraordinaria del mercado.
Columbia Financialì� EVP ê²� CHROì� Jenifer WhiteëŠ� 08/08/2025ìž� ë‚´ë¶€ìž� 거래ë¥� ë³´ê³ í–ˆìœ¼ë©�, ë‚´ìš©ì€ ë³´í†µì£�, ì´ì—° 단위(deferred units) ë°� 여러 ì£¼ì‹ ë³´ìƒ ê´€ë � 건입니다. ì‹ ê³ ì„œì—ëŠ� Columbia Bank Stock Based Deferral Planì—� 따른 팬텀 스톡 단위ì� ì·¨ë“ì� 단위ë‹� $14.33ë¡� 기재ë˜ì–´ 있으ë©�, ì´ëŠ” 주ì‹ìœ¼ë¡œ ì •ì‚°ë� ì˜ˆì •ì´ê³ , ë˜í•œ 3,352ì£¼ì˜ ë³´í†µì£� 처분ì� ë³´ê³ ë˜ì–´ 있습니다.
ì‹ ê³ ì„œì—ëŠ� ESOP, SERP, SIMì� 통한 다수ì� ê°„ì ‘ ë³´ìœ ì™€ 시간ì� 지나거ë‚� 성과ì—� ë”°ë¼ ê¶Œë¦¬ê°€ í™•ì •ë˜ëŠ” 여러 ì£¼ì‹ ë³´ìƒ í•목, 그리ê³� í–‰ì‚¬ê°€ê²©ì´ ê°ê° $20.54, $15.94, $16.49, $16.23ì´ê³ 만기가 2032ë…„~2035ë…„ì¸ ë„� ê±´ì˜ ë³„ë„ ì˜µì…˜ ë¶€ì—�(보통주로 행사 ê°€ëŠ�)ë� 공시ë˜ì–´ 있습니다. ì´ëŸ¬í•� í•ëª©ë“¤ì€ ì˜ˆì™¸ì � 시장 움ì§ìž„ì´ë¼ê¸°ë³´ë‹¤ëŠ” ë³´ìƒ ê´€ë � 보수 ë°� 장기 ì¸ì„¼í‹°ë¸Œë¥� ë°˜ì˜í•©ë‹ˆë‹�.
Jenifer White, EVP et CHRO de Columbia Financial, a déclaré des transactions d'initiés datées du 08/08/2025 impliquant des actions ordinaires, des unités différées et plusieurs attributions d'actions. Le dépôt enregistre l'acquisition d'unités de phantom stock dans le cadre du Columbia Bank Stock Based Deferral Plan au prix de $14.33 par unité, à être réglées en actions, et une cession déclarée de 3,352 actions ordinaires.
Le dossier divulgue également de multiples participations indirectes via un ESOP, un SERP et un SIM ainsi que plusieurs attributions d'actions qui acquièrent des droits progressivement ou en fonction de la performance, et quatre attributions d'options distinctes exerçables en actions ordinaires avec des prix d'exercice de $20.54, $15.94, $16.49 et $16.23 et des expirations entre 2032 et 2035. Ces éléments reflètent des récompenses liées à la rémunération et des incitations à long terme plutôt qu'une action de marché extraordinaire.
Columbia Financials EVP & CHRO Jenifer White meldete Insider-Transaktionen vom 08/08/2025, die Stammaktien, aufgeschobene Einheiten und mehrere Aktienzuteilungen betreffen. Die Meldung verzeichnet den Erwerb von Phantom-Stock-Einheiten im Rahmen des Columbia Bank Stock Based Deferral Plan zu $14.33 je Einheit, die in Aktien abgewickelt werden sollen, sowie eine gemeldete Veräußerung von 3,352 Stammaktien.
Die Meldung offenbart außerdem mehrere indirekte Beteiligungen über einen ESOP, SERP und SIM sowie verschiedene Aktienzuteilungen, die zeitlich oder leistungsabhängig vesten, sowie vier separate Optionszuteilungen, die in Stammaktien ausübbar sind, mit Ausübungspreisen von $20.54, $15.94, $16.49 und $16.23 und Laufzeiten zwischen 2032 und 2035. Diese Einträge spiegeln vergütungsbezogene Zuwendungen und langfristige Anreize wider und nicht eine außergewöhnliche Marktbewegung.
- Acquisition under stock deferral plan: Phantom stock units were acquired under the Columbia Bank Stock Based Deferral Plan at $14.33, to be settled in shares.
- Clear long-term incentives: Multiple stock awards and long-dated options with scheduled vesting or performance conditions align executive pay with multi-year performance.
- Transparency of holdings: The filing discloses indirect holdings by plan (ESOP, SERP, SIM) and option series with exercise prices and expirations.
- Reported disposal of shares: The filing shows a disposition of 3,352 common shares, which reduces the reporting person's direct holdings.
- Performance-based vesting: Several stock awards are subject to specified performance criteria and may not convert to shares unless those targets are met, creating uncertainty about future dilution.
Insights
TL;DR: Insider activity appears driven by compensation and deferral mechanics; routine equity awards and option holdings, limited immediate market impact.
The transaction mix � a phantom unit acquisition through the bank's stock-based deferral plan at $14.33, a recorded sale of 3,352 shares, multiple indirect plan holdings (ESOP, SERP, SIM) and four option series � is consistent with standard executive compensation and vesting schedules. The presence of performance-based vesting on several awards means future dilution to common shares depends on achievement of specified targets. Overall, the items disclosed are material to the reporting person's ownership profile but do not, on their face, indicate an unusual corporate development that would immediately affect valuation.
TL;DR: Filing signals routine governance of executive pay: deferred compensation, performance-vested awards and long-dated options; governance implications are neutral.
The Form 4 documents a non-discretionary purchase of phantom stock held in a rabbi trust and numerous indirect holdings subject to vesting and performance conditions. Several awards reference explicit performance-based vesting and multi-year vest schedules, indicating alignment with long-term incentives. The filing was submitted under a Power of Attorney, which is standard practice for administrative filings. These elements point to established compensation governance rather than irregular insider behavior.
Jenifer White, EVP e CHRO di Columbia Financial, ha segnalato operazioni di insider datate 08/08/2025 riguardanti azioni ordinarie, unità differite e diverse assegnazioni azionarie. La comunicazione registra l'acquisto di unità di phantom stock ai sensi del Columbia Bank Stock Based Deferral Plan al prezzo di $14.33 per unità , da liquidare in azioni, e una cessione segnalata di 3,352 azioni ordinarie.
La comunicazione indica inoltre numerose partecipazioni indirette tramite un ESOP, un SERP, un SIM e varie assegnazioni azionarie che maturano nel tempo o al raggiungimento di determinate performance, oltre a quattro distinti grant di opzioni esercitabili in azioni ordinarie con prezzi di esercizio di $20.54, $15.94, $16.49 e $16.23 e scadenze tra il 2032 e il 2035. Queste voci riflettono premi legati alla retribuzione e incentivi a lungo termine piuttosto che un'azione di mercato straordinaria.
Jenifer White, EVP y CHRO de Columbia Financial, informó transacciones de insider fechadas el 08/08/2025 que involucran acciones ordinarias, unidades diferidas y varias asignaciones de capital. El informe registra la adquisición de unidades de phantom stock bajo el Columbia Bank Stock Based Deferral Plan a $14.33 por unidad, que se liquidarán en acciones, y una disposición reportada de 3,352 acciones ordinarias.
El informe también revela múltiples participaciones indirectas a través de un ESOP, SERP y SIM, además de varias asignaciones de acciones que consolidan derechos con el tiempo o por rendimiento, y cuatro concesiones de opciones separadas ejercitables en acciones ordinarias con precios de ejercicio de $20.54, $15.94, $16.49 y $16.23 y vencimientos entre 2032 y 2035. Estas entradas reflejan compensaciones y incentivos a largo plazo relacionados con la remuneración, más que una acción extraordinaria del mercado.
Columbia Financialì� EVP ê²� CHROì� Jenifer WhiteëŠ� 08/08/2025ìž� ë‚´ë¶€ìž� 거래ë¥� ë³´ê³ í–ˆìœ¼ë©�, ë‚´ìš©ì€ ë³´í†µì£�, ì´ì—° 단위(deferred units) ë°� 여러 ì£¼ì‹ ë³´ìƒ ê´€ë � 건입니다. ì‹ ê³ ì„œì—ëŠ� Columbia Bank Stock Based Deferral Planì—� 따른 팬텀 스톡 단위ì� ì·¨ë“ì� 단위ë‹� $14.33ë¡� 기재ë˜ì–´ 있으ë©�, ì´ëŠ” 주ì‹ìœ¼ë¡œ ì •ì‚°ë� ì˜ˆì •ì´ê³ , ë˜í•œ 3,352ì£¼ì˜ ë³´í†µì£� 처분ì� ë³´ê³ ë˜ì–´ 있습니다.
ì‹ ê³ ì„œì—ëŠ� ESOP, SERP, SIMì� 통한 다수ì� ê°„ì ‘ ë³´ìœ ì™€ 시간ì� 지나거ë‚� 성과ì—� ë”°ë¼ ê¶Œë¦¬ê°€ í™•ì •ë˜ëŠ” 여러 ì£¼ì‹ ë³´ìƒ í•목, 그리ê³� í–‰ì‚¬ê°€ê²©ì´ ê°ê° $20.54, $15.94, $16.49, $16.23ì´ê³ 만기가 2032ë…„~2035ë…„ì¸ ë„� ê±´ì˜ ë³„ë„ ì˜µì…˜ ë¶€ì—�(보통주로 행사 ê°€ëŠ�)ë� 공시ë˜ì–´ 있습니다. ì´ëŸ¬í•� í•ëª©ë“¤ì€ ì˜ˆì™¸ì � 시장 움ì§ìž„ì´ë¼ê¸°ë³´ë‹¤ëŠ” ë³´ìƒ ê´€ë � 보수 ë°� 장기 ì¸ì„¼í‹°ë¸Œë¥� ë°˜ì˜í•©ë‹ˆë‹�.
Jenifer White, EVP et CHRO de Columbia Financial, a déclaré des transactions d'initiés datées du 08/08/2025 impliquant des actions ordinaires, des unités différées et plusieurs attributions d'actions. Le dépôt enregistre l'acquisition d'unités de phantom stock dans le cadre du Columbia Bank Stock Based Deferral Plan au prix de $14.33 par unité, à être réglées en actions, et une cession déclarée de 3,352 actions ordinaires.
Le dossier divulgue également de multiples participations indirectes via un ESOP, un SERP et un SIM ainsi que plusieurs attributions d'actions qui acquièrent des droits progressivement ou en fonction de la performance, et quatre attributions d'options distinctes exerçables en actions ordinaires avec des prix d'exercice de $20.54, $15.94, $16.49 et $16.23 et des expirations entre 2032 et 2035. Ces éléments reflètent des récompenses liées à la rémunération et des incitations à long terme plutôt qu'une action de marché extraordinaire.
Columbia Financials EVP & CHRO Jenifer White meldete Insider-Transaktionen vom 08/08/2025, die Stammaktien, aufgeschobene Einheiten und mehrere Aktienzuteilungen betreffen. Die Meldung verzeichnet den Erwerb von Phantom-Stock-Einheiten im Rahmen des Columbia Bank Stock Based Deferral Plan zu $14.33 je Einheit, die in Aktien abgewickelt werden sollen, sowie eine gemeldete Veräußerung von 3,352 Stammaktien.
Die Meldung offenbart außerdem mehrere indirekte Beteiligungen über einen ESOP, SERP und SIM sowie verschiedene Aktienzuteilungen, die zeitlich oder leistungsabhängig vesten, sowie vier separate Optionszuteilungen, die in Stammaktien ausübbar sind, mit Ausübungspreisen von $20.54, $15.94, $16.49 und $16.23 und Laufzeiten zwischen 2032 und 2035. Diese Einträge spiegeln vergütungsbezogene Zuwendungen und langfristige Anreize wider und nicht eine außergewöhnliche Marktbewegung.