Mortgage Rates Level Off
Freddie Mac (OTCQB: FMCC) reported that the 30-year fixed-rate mortgage (FRM) remained stable at 6.58%, unchanged from the previous week but higher than the 6.46% rate recorded a year ago. The 15-year FRM slightly decreased to 5.69% from last week's 5.71%, compared to 5.62% a year ago.
According to Chief Economist Sam Khater, summer rates have decreased, with purchase applications surpassing 2024 levels, though some potential homebuyers remain hesitant, waiting for further rate reductions.
Freddie Mac (OTCQB: FMCC) ha comunicato che il mutuo a tasso fisso a 30 anni (FRM) 猫 rimasto stabile al 6,58%, invariato rispetto alla settimana precedente ma superiore al 6,46% registrato un anno fa. Il FRM a 15 anni 猫 sceso leggermente al 5,69% rispetto al 5,71% della scorsa settimana, contro il 5,62% di un anno fa.
Secondo il Chief Economist Sam Khater, i tassi estivi sono diminuiti e le richieste di acquisto hanno superato i livelli del 2024, sebbene alcuni potenziali acquirenti rimangano cauti in attesa di ulteriori riduzioni dei tassi.
Freddie Mac (OTCQB: FMCC) inform贸 que la hipoteca a tasa fija a 30 a帽os (FRM) se mantuvo estable en 6.58%, sin cambios respecto a la semana anterior pero por encima del 6.46% registrado hace un a帽o. La FRM a 15 a帽os disminuy贸 ligeramente a 5.69% desde el 5.71% de la semana pasada, comparada con el 5.62% de hace un a帽o.
Seg煤n el Chief Economist Sam Khater, las tasas de verano han bajado y las solicitudes de compra han superado los niveles de 2024, aunque algunos posibles compradores siguen siendo cautelosos y esperan nuevas reducciones de las tasas.
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靾橃劃 鞚挫綌雲鸽鞀ろ姼 靸� 旃错劙(Sam Khater)鞐� 霐半ゴ氅� 鞐觳� 旮堧Μ电� 頃橂澖頄堦碃, 毵れ垬 鞁犾箔 瓯挫垬电� 2024雲� 靾橃鞚� 鞗冸弻鞎橃毵� 鞚茧秬 鞛犾灛鞝� 甑Г鞛愲摛鞚� 於旉皜 旮堧Μ 鞚疙晿毳� 旮半嫟毽┌ 鞁犾頃� 韮滊弰毳� 鞙犾頃橁碃 鞛堨姷雼堧嫟.
Freddie Mac (OTCQB: FMCC) a annonc茅 que le pr锚t hypoth茅caire 脿 taux fixe sur 30 ans (FRM) est rest茅 stable 脿 6,58%, inchang茅 par rapport 脿 la semaine pr茅c茅dente mais sup茅rieur au 6,46% enregistr茅 il y a un an. Le FRM 脿 15 ans a l茅g猫rement diminu茅 脿 5,69% contre 5,71% la semaine derni猫re, et 5,62% il y a un an.
Selon le chef 茅conomiste Sam Khater, les taux d'茅t茅 ont baiss茅 et les demandes d'achat ont d茅pass茅 les niveaux de 2024, bien que certains acheteurs potentiels restent prudents en attendant de nouvelles baisses de taux.
Freddie Mac (OTCQB: FMCC) berichtete, dass der 30-j盲hrige Festzins-Hypothekenzins (FRM) stabil bei 6,58% blieb, unver盲ndert zur Vorwoche, aber 眉ber dem Vorjahreswert von 6,46%. Der 15-j盲hrige FRM fiel leicht auf 5,69% gegen眉ber 5,71% in der Vorwoche und lag damit 眉ber den 5,62% vor einem Jahr.
Laut Chefvolkswirt Sam Khater sind die Sommerzinsen gesunken, die Kaufantr盲ge liegen 眉ber dem Niveau von 2024, dennoch z枚gern manche potenziellen K盲ufer und warten auf weitere Zinssenkungen.
- Purchase applications are outpacing 2024 levels
- 15-year FRM rates decreased slightly to 5.69% from 5.71% last week
- 30-year FRM rates (6.58%) are higher compared to last year's 6.46%
- Some homebuyers remain hesitant due to current rate levels
MCLEAN, Va., Aug. 21, 2025 (GLOBE NEWSWIRE) -- (OTCQB: FMCC) today released the results of its (PMMS庐), showing the 30-year fixed-rate mortgage (FRM) averaged
鈥淭he 30-year fixed-rate mortgage remained flat this week,鈥� said Sam Khater, Freddie Mac鈥檚 Chief Economist. 鈥淥ver the summer, rates have come down and purchase applications are outpacing 2024, though a number of homebuyers continue waiting聽on the sideline for rates to further decrease.鈥�
News Facts
- The averaged
6.58% as of August 21, 2025, unchanged from last week. A year ago at this time, the 30-year FRM averaged6.46% . - The averaged
5.69% , down slightly from last week when it averaged5.71% . A year ago at this time, the 15-year FRM averaged5.62% .
The PMMS庐 is focused on conventional, conforming, fully amortizing home purchase loans for borrowers who put
Freddie Mac鈥檚 mission is to make home possible for families across the nation. We promote liquidity, stability and affordability in the housing market throughout all economic cycles. Since 1970, we have helped tens of millions of families buy, rent or keep their home. Learn More: | | | | | |
MEDIA CONTACT:
Angela Waugaman
(703)714-0644
[email protected]
A photo accompanying this announcement is available at
FAQ
What is Freddie Mac's current 30-year mortgage rate as of August 21, 2025?
How does FMCC's current 30-year mortgage rate compare to last year?
What is the current 15-year mortgage rate for Freddie Mac (FMCC)?
How is the mortgage market performing according to Freddie Mac's Chief Economist?
What type of loans does Freddie Mac's PMMS survey focus on?
