Mortgage Rates Continue to Decline
Freddie Mac (OTCQB: FMCC) reported a decline in mortgage rates, with the 30-year fixed-rate mortgage (FRM) averaging 6.58%, down from 6.63% last week. The 15-year FRM decreased to 5.71% from 5.75% the previous week.
According to Chief Economist Sam Khater, mortgage rates have reached their lowest level since October, leading to improved purchase application activity as borrowers capitalize on the lower rates. For context, a year ago, the 30-year and 15-year FRMs averaged 6.49% and 5.66%, respectively.
Freddie Mac (OTCQB: FMCC) ha registrato una diminuzione dei tassi ipotecari: il mutuo a tasso fisso a 30 anni (FRM) ha fatto registrare una media del 6,58%, in calo rispetto al 6,63% della scorsa settimana. Il mutuo a tasso fisso a 15 anni 猫 sceso al 5,71% dal 5,75% della settimana precedente.
Secondo il capo economista Sam Khater, i tassi ipotecari hanno raggiunto il livello pi霉 basso da ottobre, favorendo un aumento delle richieste di acquisto mentre i mutuatari approfittano dei tassi pi霉 bassi. Per confronto, un anno fa i FRM a 30 e 15 anni avevano una media rispettivamente del 6,49% e del 5,66%.
Freddie Mac (OTCQB: FMCC) inform贸 una ca铆da en las tasas hipotecarias, con el pr茅stamo a tasa fija a 30 a帽os (FRM) promediando 6,58%, frente al 6,63% de la semana anterior. El FRM a 15 a帽os disminuy贸 a 5,71% desde 5,75% la semana pasada.
Seg煤n el economista jefe Sam Khater, las tasas hipotecarias han alcanzado su nivel m谩s bajo desde octubre, lo que ha mejorado la actividad de solicitudes de compra mientras los prestatarios aprovechan las tasas m谩s bajas. Para ponerlo en contexto, hace un a帽o los FRM a 30 y 15 a帽os promediaban 6,49% y 5,66%, respectivamente.
Freddie Mac (OTCQB: FMCC)電� 氇赴歆� 旮堧Μ臧� 頃橂澖頄堧嫟瓿� 氤搓碃頄堨姷雼堧嫟. 30雲� 瓿犾爼旮堧Μ 氇赴歆�(FRM)電� 韽夑窢 6.58%搿� 歆�雮滌＜鞚� 6.63%鞐愳劀 雮措牑鞕旍姷雼堧嫟. 15雲� FRM鞚� 5.71%搿� 鞝勳＜鞚� 5.75%鞐愳劀 頃橂澖頄堨姷雼堧嫟.
靾橃劃 鞚挫綌雲鸽鞀ろ姼 靸� 旃错劙鞐� 霐半ゴ氅� 氇赴歆� 旮堧Μ電� 10鞗� 鞚错泟 斓滌爛 靾橃鞐� 霃勲嫭頃� 彀瀰鞛愲摛鞚� 雮晞歆� 旮堧Μ毳� 頇滌毄頃橂┐靹� 欤柬儩 甑Г 鞁犾箔鞚� 臧滌劆霅橁碃 鞛堨姷雼堧嫟. 彀戈碃搿� 1雲� 鞝� 30雲� 氚� 15雲� FRM 韽夑窢鞚� 臧侁皝 6.49%鞕� 5.66%鞓�鞀惦媹雼�.
Freddie Mac (OTCQB: FMCC) a rapport茅 une baisse des taux hypoth茅caires, avec le pr锚t hypoth茅caire 脿 taux fixe sur 30 ans (FRM) 脿 6,58% en moyenne, contre 6,63% la semaine pr茅c茅dente. Le FRM 脿 15 ans a diminu茅 脿 5,71% contre 5,75% la semaine pr茅c茅dente.
Selon le chef 茅conomiste Sam Khater, les taux hypoth茅caires ont atteint leur plus bas niveau depuis octobre, ce qui a stimul茅 l'activit茅 des demandes d'achat alors que les emprunteurs profitent des taux plus bas. Pour rappel, il y a un an, les FRM 脿 30 et 15 ans affichaient des moyennes respectives de 6,49% et 5,66%.
Freddie Mac (OTCQB: FMCC) meldete einen R眉ckgang der Hypothekenzinsen: der 30-j盲hrige Festzins (FRM) lag im Schnitt bei 6,58%, nach 6,63% in der Vorwoche. Der 15-j盲hrige FRM fiel auf 5,71%, von 5,75% in der Vorwoche.
Laut dem Chefvolkswirt Sam Khater haben die Hypothekenzinsen den niedrigsten Stand seit Oktober erreicht, was die Nachfrage nach Kaufantr盲gen verbessert, da Kreditnehmer die niedrigeren Zinsen nutzen. Zum Vergleich lagen die 30- und 15-j盲hrigen FRM vor einem Jahr im Mittel bei 6,49% bzw. 5,66%.
- Mortgage rates dropped to lowest level since October
- 30-year FRM decreased to 6.58% from 6.63% week-over-week
- Purchase application activity is improving
- 15-year FRM declined to 5.71% from 5.75% week-over-week
- Current 30-year FRM rate (6.58%) remains higher than year-ago level (6.49%)
- 15-year FRM rate (5.71%) is above year-ago rate (5.66%)
MCLEAN, Va., Aug. 14, 2025 (GLOBE NEWSWIRE) -- (OTCQB: FMCC) today released the results of its (PMMS庐), showing the 30-year fixed-rate mortgage (FRM) averaged
鈥淢ortgage rates fell to their lowest level since October,鈥� said Sam Khater, Freddie Mac鈥檚 Chief Economist. 鈥淧urchase application activity is improving as borrowers take advantage of the decline in mortgage rates.鈥�
News Facts
- The averaged
6.58% as of August 14, 2025, down from last week when it averaged6.63% . A year ago at this time, the 30-year FRM averaged6.49% . - The averaged
5.71% , down from last week when it averaged5.75% . A year ago at this time, the 15-year FRM averaged5.66% .
The PMMS庐 is focused on conventional, conforming, fully amortizing home purchase loans for borrowers who put
Freddie Mac鈥檚 mission is to make home possible for families across the nation. We promote liquidity, stability and affordability in the housing market throughout all economic cycles. Since 1970, we have helped tens of millions of families buy, rent or keep their home. Learn More: | | | | | |
MEDIA CONTACT:
Angela Waugaman
(703)714-0644
[email protected]
A photo accompanying this announcement is available at
FAQ
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