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Equifax Launches Identity Proofing Solution in Award-Winning Kount® 360 Platform

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Equifax (NYSE: EFX) has announced the launch of Identity Proofing within its Kount 360 identity and payments fraud platform. The new solution, powered by the Equifax Cloud, helps businesses verify customer identities and combat fraud through comprehensive verification checks.

The platform integrates document verification and facial recognition biometric checks through partnership with Incode, offering protection against deepfake threats. Key benefits include customizable workflows, identity verification checks using Equifax's data network, and streamlined user experience with step-up authentication protocols.

The solution is particularly targeted at financial institutions, automotive lenders, and online retailers to enhance customer onboarding while maintaining security and regulatory compliance.

Equifax (NYSE: EFX) ha annunciato il lancio di Identity Proofing all'interno della sua piattaforma Kount 360 per la prevenzione delle frodi nei pagamenti e nelle identità. La nuova soluzione, alimentata da Equifax Cloud, aiuta le aziende a verificare l'identità dei clienti e a contrastare le frodi con controlli di verifica completi.

La piattaforma integra verifica documentale e controlli biometrici con riconoscimento facciale grazie alla partnership con Incode, offrendo protezione contro le minacce deepfake. I principali vantaggi includono flussi di lavoro personalizzabili, verifiche d'identità basate sulla rete di dati di Equifax e un'esperienza utente semplificata con protocolli di autenticazione step-up.

La soluzione è rivolta in particolare a istituti finanziari, prestatori nel settore automobilistico e rivenditori online per migliorare l'onboarding dei clienti mantenendo sicurezza e conformità normativa.

Equifax (NYSE: EFX) ha anunciado el lanzamiento de Identity Proofing dentro de su plataforma Kount 360 para fraudes en identidad y pagos. La nueva solución, impulsada por Equifax Cloud, ayuda a las empresas a verificar la identidad de los clientes y a combatir el fraude mediante comprobaciones de verificación exhaustivas.

La plataforma integra verificación de documentos y controles biométricos de reconocimiento facial en colaboración con Incode, ofreciendo protección contra amenazas deepfake. Entre sus beneficios clave están los flujos de trabajo personalizables, las verificaciones de identidad basadas en la red de datos de Equifax y una experiencia de usuario optimizada con protocolos de autenticación escalonada.

La solución está especialmente dirigida a instituciones financieras, prestamistas del sector automotriz y comercios en línea para mejorar la incorporación de clientes manteniendo la seguridad y el cumplimiento normativo.

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해당 플랫폼은 Incode와� 파트너십� 통해 문서 검� � 얼굴 인식 바이오메트릭 검�� 통합� 딥페이크 위협으로부� 보호합니�. 주요 장점으로� 맞춤� 워크플로, Equifax 데이� 네트워크� 활용� 신원 검�, 단계� 인증(step-up) 프로토콜� 간소화된 사용� 경험� 있습니다.

� 솔루션은 고객 온보딩을 강화하면� 보안 � 규제 준수를 유지하려� 금융기관, 자동� 금융�, 온라� 소매업체� 주된 대상으� 합니�.

Equifax (NYSE: EFX) a annoncé le lancement d'Identity Proofing au sein de sa plateforme Kount 360 dédiée à la lutte contre la fraude d'identité et de paiement. Cette nouvelle solution, propulsée par Equifax Cloud, aide les entreprises à vérifier l'identité des clients et à lutter contre la fraude via des contrôles de vérification complets.

La plateforme intègre, grâce à un partenariat avec Incode, la vérification de documents et des contrôles biométriques par reconnaissance faciale, offrant une protection contre les menaces deepfake. Parmi les avantages clés : des workflows personnalisables, des vérifications d'identité s'appuyant sur le réseau de données d'Equifax et une expérience utilisateur simplifiée avec des protocoles d'authentification progressive (step-up).

La solution cible notamment les institutions financières, les prêteurs automobiles et les commerçants en ligne pour améliorer l'onboarding client tout en garantissant sécurité et conformité réglementaire.

Equifax (NYSE: EFX) hat die Einführung von Identity Proofing in seine Kount 360 Identitäts- und Zahlungsbetrugsplattform angekündigt. Die neue Lösung, betrieben über Equifax Cloud, hilft Unternehmen, Kundenidentitäten zu verifizieren und Betrug durch umfassende Verifizierungsprüfungen zu bekämpfen.

Die Plattform integriert durch eine Partnerschaft mit Incode Dokumentenprüfung und biometrische Gesichtserkennung und schützt so vor Deepfake-Bedrohungen. Zu den wichtigsten Vorteilen zählen anpassbare Workflows, Identitätsprüfungen mittels des Equifax-Datennetzwerks und ein vereinfachtes Nutzererlebnis mit Step-up-Authentifizierungsprotokollen.

Die Lösung richtet sich insbesondere an Finanzinstitute, Auto-Kreditgeber und Online-Händler, um das Kunden-Onboarding zu verbessern und gleichzeitig Sicherheit sowie regulatorische Vorgaben einzuhalten.

Positive
  • Integration of advanced identity verification features including biometric checks and deepfake detection
  • Customizable workflows for different business needs and channels
  • Streamlined solution eliminating need for multiple point solutions
  • Enhanced protection against synthetic identity fraud and evolving fraud threats
Negative
  • None.

Insights

Equifax's new Identity Proofing solution strengthens its fraud prevention portfolio, addressing growing digital identity threats including deepfakes.

Equifax's launch of Identity Proofing within its Kount 360 platform represents a strategic expansion of its fraud prevention capabilities. This solution addresses a critical market need as digital identity fraud continues to escalate across financial services, automotive lending, and retail sectors. The timing is particularly relevant following FinCEN's late-2024 alert about deepfake-based fraud schemes targeting financial institutions.

The technical architecture leverages Equifax's core strengths in data networks and AI/ML models, while the partnership with Incode adds crucial biometric verification components including facial recognition and document verification with deepfake detection capabilities. This integrated approach differentiates Equifax's offering from point solutions that address only specific aspects of identity verification.

The customizable workflows represent a key competitive advantage, allowing institutions to tailor verification processes across different business lines and customer interaction channels. The step-up authentication feature should reduce friction in legitimate customer onboarding while maintaining security posture. For regulated financial institutions, the inclusion of sanctions and watchlist screening addresses compliance requirements under KYC regulations.

This launch signals Equifax's continued transformation from a traditional credit bureau to a comprehensive digital identity and fraud prevention technology provider. The cloud-based deployment model via Equifax Cloud enables scalability and faster updates as fraud tactics evolve.

New Solution Helps Combat Fraud by Authenticating Customer-Provided Identities for Regulated Financial Services and Other Industries

ATLANTA, Sept. 2, 2025 /PRNewswire/ --®(۳: EFX) is launching Identity Proofing in its award-winning ® identity and payments fraud platform. Powered by the Equifax Cloud�, Identity Proofing is tailored to help businesses who are reliant on identity verification, including financial institutions, automotive lenders, retailers with online transactions, and more to integrate verification checks throughout the customer journey by ensuring the information provided is real, affiliated with the person, can be trusted, and is absent from any sanctions or global watchlists. Identity Proofing is designed to help these businesses of all sizes simplify the onboarding of new customers, while reducing fraud rates and adhering to know-your-customer requirements.

"The launch of Identity Proofing reinforces our commitment to providing identity-reliant organizations with the advanced tools they need to combat evolving fraud threats," said Ajay Guru, Senior Vice President and General Manager of Digital Solutions at Equifax. "We empower Kount360 users to improve the onboarding processes for their customers, enhance security, and build greater trust with consumers in a rapidly changing digital landscape. Our customizable workflows, which integrate robust identity and fraud checks via digital signals from email and devices, enable customers to screen against sanction watchlists, check for synthetic identities as well as use biometric and document verification to validate the account holder is who they say they are."

Identity Proofing further includes integrated document verification and facial recognition biometric checks, features provided as part of the Equifax partnership with . At the end of 2024, the U.S. Department of the Treasury's Financial Crimes Enforcement Network (FinCEN) issued an addressing the increase of deepfake media in fraud schemes targeting their institutions and customers. Deepfake detection from Incode, combined with leading synthetic identity fraud models from Equifax, provide a robust defense against attacks today and tomorrow.

Benefits of Identity Proofing include:

  • Identity verification checks: Verify the personal data of any individual using the robust data network from Equifax and industry-leading AI and machine learning models.
  • Customizable workflows: Tailor new account opening strategies to fit an organization's specific needs with workflows customized for individual channels or lines of business.
  • User-friendly experience: Utilize multiple solutions from a single provider - eliminating the need to manage multiple "point solutions" - without compromising goals.
  • Step-up authentication: Streamline onboarding and create a seamless customer experience by automatically sending step-up protocols after verification, so the consumer can prove they are the rightful owner of the identity.

Identity Proofing offers businesses a complete view of identity risk through comprehensive and customizable workflows, while enabling streamlined onboarding processes for their prospective customers. As a result, businesses can achieve better fraud prevention outcomes and improve customer interactions.

Now available via , click here to learn more about .

ABOUT EQUIFAX INC.
At (NYSE: EFX), we believe knowledge drives progress. As a global data, analytics, and technology company, we play an essential role in the global economy by helping financial institutions, companies, employers, and government agencies make critical decisions with greater confidence. Our unique blend of differentiated data, analytics, and cloud technology drives insights to power decisions to move people forward. Headquartered in Atlanta and supported by nearly 15,000 employees worldwide, Equifax operates or has investments in 24 countries in North America, Central and South America, Europe, and the Asia Pacific region. For more information, visit .

FOR MORE INFORMATION:
Tiffany Smith for Equifax
[email protected]

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SOURCE Equifax Inc.

FAQ

What is Equifax's new Identity Proofing solution and how does it work?

Identity Proofing is a verification solution within the Kount 360 platform that authenticates customer identities through comprehensive checks, including biometric verification, document validation, and watchlist screening.

How does Equifax's Identity Proofing solution protect against deepfake fraud?

The solution incorporates Incode's deepfake detection technology combined with Equifax's synthetic identity fraud models to provide protection against sophisticated fraud attempts.

Which industries can benefit from Equifax's Identity Proofing solution?

The solution is designed for financial institutions, automotive lenders, and retailers with online transactions who need robust identity verification for customer onboarding and fraud prevention.

What are the key features of Equifax's Identity Proofing platform?

Key features include identity verification checks, customizable workflows, user-friendly experience, and step-up authentication protocols for comprehensive fraud prevention.
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