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STOCK TITAN

[Form 4] Usio, Inc. Insider Trading Activity

Filing Impact
(Low)
Filing Sentiment
(Neutral)
Form Type
4
Rhea-AI Filing Summary

Usio, Inc. (USIO) � Form 4 insider transaction: SVP & Chief Accounting Officer Michael J. White reported activity dated 21 June 2025.

  • Equity acquired: 6,000 common shares at an effective price of $1.44 per share through the vesting and conversion of previously granted RSUs.
  • Shares withheld for taxes: 1,779 shares automatically returned to the issuer at the same $1.44 price to satisfy withholding obligations.
  • Net result: Insider’s direct holdings increase by 4,221 shares to 216,537 common shares.
  • Derivative position: 6,000 RSUs exercised; 13,200 RSUs remain outstanding, expiring 21 June 2034.

The transaction is routine compensation-related activity rather than an open-market purchase or discretionary sale, and the officer retained the majority (�70%) of the vested shares, signalling continued equity exposure.

Usio, Inc. (USIO) � Transazione interna Form 4: Il SVP e Chief Accounting Officer Michael J. White ha riportato un'attività datata 21 giugno 2025.

  • Azioni acquisite: 6.000 azioni ordinarie a un prezzo effettivo di 1,44 $ per azione tramite il vesting e la conversione di RSU precedentemente assegnate.
  • Azioni trattenute per tasse: 1.779 azioni automaticamente restituite all'emittente allo stesso prezzo di 1,44 $ per soddisfare gli obblighi di ritenuta fiscale.
  • Risultato netto: Le partecipazioni dirette dell'insider aumentano di 4.221 azioni, raggiungendo 216.537 azioni ordinarie.
  • Posizione derivata: 6.000 RSU esercitate; 13.200 RSU ancora in circolazione, con scadenza il 21 giugno 2034.

La transazione è un'attività di compensazione di routine, non un acquisto sul mercato aperto o una vendita discrezionale, e l'ufficiale ha mantenuto la maggior parte (circa il 70%) delle azioni maturate, segnalando un'esposizione azionaria continuativa.

Usio, Inc. (USIO) � Transacción interna Formulario 4: Michael J. White, SVP y Director de Contabilidad, reportó una actividad fechada el 21 de junio de 2025.

  • Acciones adquiridas: 6,000 acciones comunes a un precio efectivo de $1.44 por acción mediante la consolidación y conversión de RSU previamente otorgadas.
  • Acciones retenidas para impuestos: 1,779 acciones devueltas automáticamente al emisor al mismo precio de $1.44 para cumplir con las obligaciones fiscales.
  • Resultado neto: La tenencia directa del insider aumenta en 4,221 acciones, llegando a 216,537 acciones comunes.
  • Posición derivada: 6,000 RSU ejercidas; quedan 13,200 RSU vigentes, con vencimiento el 21 de junio de 2034.

La transacción es una actividad rutinaria relacionada con compensación, no una compra en mercado abierto ni una venta discrecional, y el ejecutivo retuvo la mayoría (�70%) de las acciones consolidadas, indicando una exposición continua al capital.

Usio, Inc. (USIO) � Form 4 내부� 거래: SVP � 최고회계책임� 마이� J. 화이트가 2025� 6� 21일자� 보고� 활동입니�.

  • 취득� 주식: 이전� 부여된 RSU� 베스� � 전환� 통해 주당 1.44달러� 실질 가격으� 6,000 보통주를 취득하였습니�.
  • 세금 원천징수� 위해 보유� 주식: 원천징수 의무� 충족하기 위해 같은 가격인 주당 1.44달러� 1,779주가 자동으로 발행사에 반환되었습니�.
  • � 결과: 내부자의 직접 보유 주식� 4,221� 증가하여 � 216,537 보통주가 되었습니�.
  • 파생상품 포지�: 6,000 RSU 행사; 13,200 RSU� 2034� 6� 21� 만료 예정으로 남아 있습니다.

이번 거래� 공개 시장에서� 매수� 임의 매도가 아닌 보상 관� 일상적인 활동이며, 임원은 베스팅된 주식� � 70%� 보유하여 지속적� 주식 노출� 나타냅니�.

Usio, Inc. (USIO) � Transaction d’initié Formulaire 4 : Michael J. White, SVP et Directeur Comptable, a déclaré une opération datée du 21 juin 2025.

  • Actions acquises : 6 000 actions ordinaires à un prix effectif de 1,44 $ par action via l’acquisition et la conversion de RSU précédemment attribuées.
  • Actions retenues pour impôts : 1 779 actions restituées automatiquement à l’émetteur au même prix de 1,44 $ pour satisfaire les obligations fiscales.
  • Résultat net : Les avoirs directs de l’initié augmentent de 4 221 actions, atteignant 216 537 actions ordinaires.
  • Position dérivée : 6 000 RSU exercées ; 13 200 RSU restent en circulation, expirant le 21 juin 2034.

Cette opération est une activité de rémunération courante, et non un achat sur le marché ouvert ni une vente discrétionnaire. Le dirigeant a conservé la majorité (�70 %) des actions acquises, indiquant une exposition continue au capital.

Usio, Inc. (USIO) � Insider-Transaktion Form 4: SVP und Chief Accounting Officer Michael J. White meldete eine Aktivität vom 21. Juni 2025.

  • Erworbene Aktien: 6.000 Stammaktien zu einem effektiven Preis von 1,44 $ pro Aktie durch Vesting und Umwandlung zuvor gewährter RSUs.
  • Zur Steuerabführung einbehaltene Aktien: 1.779 Aktien wurden automatisch zum gleichen Preis von 1,44 $ an den Emittenten zurückgegeben, um Steuerabzugsverpflichtungen zu erfüllen.
  • Nettoergebnis: Die direkten Beteiligungen des Insiders steigen um 4.221 Aktien auf 216.537 Stammaktien.
  • Derivative Position: 6.000 RSUs wurden ausgeübt; 13.200 RSUs sind noch ausstehend und laufen am 21. Juni 2034 ab.

Die Transaktion ist eine routinemäßige, vergütungsbezogene Aktivität und kein Kauf am offenen Markt oder ein diskretionärer Verkauf. Der Manager behielt den Großteil (ca. 70 %) der erworbenen Aktien, was auf eine fortgesetzte Beteiligung hinweist.

Positive
  • Insider increased direct ownership by 4,221 shares, suggesting continued confidence in the company.
Negative
  • None.

Insights

TL;DR: Routine RSU vesting; insider retains most shares, modestly increasing stake—neutral impact.

The filing shows standard compensation mechanics: 6,000 RSUs vested and converted, with 1,779 shares surrendered to cover taxes. No discretionary selling occurred, and the officer’s direct ownership rose to 216,537 shares, indicating ongoing alignment with shareholders. The remaining 13,200 RSUs provide additional upside participation. Transaction size (�$8.6k net value) is immaterial relative to USIO’s market cap, so market impact is expected to be minimal.

Usio, Inc. (USIO) � Transazione interna Form 4: Il SVP e Chief Accounting Officer Michael J. White ha riportato un'attività datata 21 giugno 2025.

  • Azioni acquisite: 6.000 azioni ordinarie a un prezzo effettivo di 1,44 $ per azione tramite il vesting e la conversione di RSU precedentemente assegnate.
  • Azioni trattenute per tasse: 1.779 azioni automaticamente restituite all'emittente allo stesso prezzo di 1,44 $ per soddisfare gli obblighi di ritenuta fiscale.
  • Risultato netto: Le partecipazioni dirette dell'insider aumentano di 4.221 azioni, raggiungendo 216.537 azioni ordinarie.
  • Posizione derivata: 6.000 RSU esercitate; 13.200 RSU ancora in circolazione, con scadenza il 21 giugno 2034.

La transazione è un'attività di compensazione di routine, non un acquisto sul mercato aperto o una vendita discrezionale, e l'ufficiale ha mantenuto la maggior parte (circa il 70%) delle azioni maturate, segnalando un'esposizione azionaria continuativa.

Usio, Inc. (USIO) � Transacción interna Formulario 4: Michael J. White, SVP y Director de Contabilidad, reportó una actividad fechada el 21 de junio de 2025.

  • Acciones adquiridas: 6,000 acciones comunes a un precio efectivo de $1.44 por acción mediante la consolidación y conversión de RSU previamente otorgadas.
  • Acciones retenidas para impuestos: 1,779 acciones devueltas automáticamente al emisor al mismo precio de $1.44 para cumplir con las obligaciones fiscales.
  • Resultado neto: La tenencia directa del insider aumenta en 4,221 acciones, llegando a 216,537 acciones comunes.
  • Posición derivada: 6,000 RSU ejercidas; quedan 13,200 RSU vigentes, con vencimiento el 21 de junio de 2034.

La transacción es una actividad rutinaria relacionada con compensación, no una compra en mercado abierto ni una venta discrecional, y el ejecutivo retuvo la mayoría (�70%) de las acciones consolidadas, indicando una exposición continua al capital.

Usio, Inc. (USIO) � Form 4 내부� 거래: SVP � 최고회계책임� 마이� J. 화이트가 2025� 6� 21일자� 보고� 활동입니�.

  • 취득� 주식: 이전� 부여된 RSU� 베스� � 전환� 통해 주당 1.44달러� 실질 가격으� 6,000 보통주를 취득하였습니�.
  • 세금 원천징수� 위해 보유� 주식: 원천징수 의무� 충족하기 위해 같은 가격인 주당 1.44달러� 1,779주가 자동으로 발행사에 반환되었습니�.
  • � 결과: 내부자의 직접 보유 주식� 4,221� 증가하여 � 216,537 보통주가 되었습니�.
  • 파생상품 포지�: 6,000 RSU 행사; 13,200 RSU� 2034� 6� 21� 만료 예정으로 남아 있습니다.

이번 거래� 공개 시장에서� 매수� 임의 매도가 아닌 보상 관� 일상적인 활동이며, 임원은 베스팅된 주식� � 70%� 보유하여 지속적� 주식 노출� 나타냅니�.

Usio, Inc. (USIO) � Transaction d’initié Formulaire 4 : Michael J. White, SVP et Directeur Comptable, a déclaré une opération datée du 21 juin 2025.

  • Actions acquises : 6 000 actions ordinaires à un prix effectif de 1,44 $ par action via l’acquisition et la conversion de RSU précédemment attribuées.
  • Actions retenues pour impôts : 1 779 actions restituées automatiquement à l’émetteur au même prix de 1,44 $ pour satisfaire les obligations fiscales.
  • Résultat net : Les avoirs directs de l’initié augmentent de 4 221 actions, atteignant 216 537 actions ordinaires.
  • Position dérivée : 6 000 RSU exercées ; 13 200 RSU restent en circulation, expirant le 21 juin 2034.

Cette opération est une activité de rémunération courante, et non un achat sur le marché ouvert ni une vente discrétionnaire. Le dirigeant a conservé la majorité (�70 %) des actions acquises, indiquant une exposition continue au capital.

Usio, Inc. (USIO) � Insider-Transaktion Form 4: SVP und Chief Accounting Officer Michael J. White meldete eine Aktivität vom 21. Juni 2025.

  • Erworbene Aktien: 6.000 Stammaktien zu einem effektiven Preis von 1,44 $ pro Aktie durch Vesting und Umwandlung zuvor gewährter RSUs.
  • Zur Steuerabführung einbehaltene Aktien: 1.779 Aktien wurden automatisch zum gleichen Preis von 1,44 $ an den Emittenten zurückgegeben, um Steuerabzugsverpflichtungen zu erfüllen.
  • Nettoergebnis: Die direkten Beteiligungen des Insiders steigen um 4.221 Aktien auf 216.537 Stammaktien.
  • Derivative Position: 6.000 RSUs wurden ausgeübt; 13.200 RSUs sind noch ausstehend und laufen am 21. Juni 2034 ab.

Die Transaktion ist eine routinemäßige, vergütungsbezogene Aktivität und kein Kauf am offenen Markt oder ein diskretionärer Verkauf. Der Manager behielt den Großteil (ca. 70 %) der erworbenen Aktien, was auf eine fortgesetzte Beteiligung hinweist.

SEC Form 4
FORM 4 UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number: 3235-0287
Estimated average burden
hours per response: 0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
White Michael Joseph

(Last) (First) (Middle)
3611 PAESANOS PARKWAY
SUITE 300

(Street)
SAN ANTONIO TX 78231

(City) (State) (Zip)
2. Issuer Name and Ticker or Trading Symbol
Usio, Inc. [ USIO ]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
Director 10% Owner
X Officer (give title below) Other (specify below)
SVP, Chief Accounting Officer
3. Date of Earliest Transaction (Month/Day/Year)
06/21/2025
4. If Amendment, Date of Original Filed (Month/Day/Year)
6. Individual or Joint/Group Filing (Check Applicable Line)
X Form filed by One Reporting Person
Form filed by More than One Reporting Person
Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year) 2A. Deemed Execution Date, if any (Month/Day/Year) 3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
Code V Amount (A) or (D) Price
Common Stock 06/21/2025 M 6,000(2) A $1.44 218,316 D
Common Stock 06/21/2025 F 1,779(1) D $1.44 216,537 D
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year) 3A. Deemed Execution Date, if any (Month/Day/Year) 4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year) 7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
Code V (A) (D) Date Exercisable Expiration Date Title Amount or Number of Shares
Restriced Stock Units $0.0000 06/21/2025 M 6,000(2) 06/21/2025 06/21/2034 Common Shares 6,000 $0.0000 13,200 D
Explanation of Responses:
1. The reporting person returned 1,779 shares to the issuer at the closing price on 6/21/2025 of 1.44 to cover taxes due.
2. The reporting person received these shares of common stock due to the vesting and subsequent conversion of restricted stock units granted on 6/21/2024 and vested 6/21/2025.
/s/ Michael White 06/24/2025
** Signature of Reporting Person Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What did Usio (USIO) disclose in the latest Form 4?

SVP & CAO Michael J. White vested 6,000 RSUs, kept 4,221 shares net, and now owns 216,537 shares directly.

How many Usio shares were withheld for taxes?

Exactly 1,779 shares were returned to the issuer at $1.44 to cover withholding taxes.

Does the officer still hold derivative securities after the transaction?

Yes, 13,200 RSUs remain outstanding, exercisable until 21 June 2034.

Was this an open-market purchase or sale?

No. The activity was automatic RSU vesting; no discretionary market trade occurred.

What is the officer’s current direct share ownership in USIO?

After the transaction, Michael J. White holds 216,537 common shares directly.
Usio Inc

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50.24M
21.70M
18.14%
25.41%
0.16%
Software - Infrastructure
Functions Related to Depository Banking, Nec
United States
SAN ANTONIO