Welcome to our dedicated page for TWFG SEC filings (Ticker: TWFG), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
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TWFG, Inc. reported continued top-line growth with total revenues of $60.3 million for the quarter (up 13.8% year-over-year) and $114.1 million for the six months (up 15.1%). Commission income remains the dominant revenue source at ~90% of total revenues, rising to $54.6 million for the quarter and $103.3 million for six months. Net income for the quarter was $9.0 million and $15.9 million for the six months, with income tax expense of $0.6 million and $1.3 million, respectively.
The company invested heavily in intangible assets and acquisitions during the period, recording $36.8 million of intangible asset acquisitions (including a 50.1% interest in TWFG MGA FL, LLC for $9.7 million and recognizing a $19.4 million customer relationship asset). Operating cash flow improved to $25.3 million for the six months versus $17.2 million prior year, while net cash used in investing was $46.7 million. TWFG exited the quarter with cash and cash equivalents of $159.8 million and maintained an unused revolving credit capacity of $50.0 million. The company disclosed post-period acquisitions and is evaluating recently enacted tax legislation for potential impacts.
Capital International Investors (CII) reports beneficial ownership of 515,409 shares of TWFG common stock, representing 3.5% of the roughly 14,904,083 shares stated in the filing. CII says these shares are held in the ordinary course of business and that it has sole voting and sole dispositive power over the reported shares. The filing identifies CII as an investment adviser division of Capital Research and Management Company and related investment management entities acting together under the name "Capital International Investors." The statement indicates the position is passive and not intended to change or influence control of TWFG.
TWFG, Inc. filed a Form 8-K reporting that on August 12, 2025 the company issued a press release announcing its financial and operating results for the quarter ended June 30, 2025. The press release is furnished as Exhibit 99.1 and the cover page interactive data file is included as Exhibit 104. The filing states the furnished information is not deemed "filed" under Section 18 and will not be incorporated by reference into registration statements, and notes the company discloses material information via SEC filings, press releases, investor calls and its investor website.
TWFG, Inc. filed a Form S-3 registration statement dated August 6, 2025 to register up to $500,000,000 of securities, including Class A common stock, preferred stock, depositary shares, warrants, purchase contracts, rights and units. The prospectus also covers resale by selling stockholders of up to 42,102,058 shares of Class A common stock. TWFG's Class A common stock is listed on the Nasdaq Global Select Market under the symbol TWFG. The filing discloses that Bunch Family Holdings, LLC holds 33,893,810 Class C shares and is shown with approximately 94.0% combined voting power prior to this offering. The prospectus highlights governance provisions that may deter change-of-control transactions, and incorporates by reference TWFG's Annual Report, quarterly and current reports filed with the SEC.
TWFG, Inc. (TWFG) 鈥� Form 4 filing dated 07/21/2025. Chief Creative & Marketing Officer Charles A. Bunch reported a Code F transaction on 07/17/2025, indicating the company withheld shares to cover taxes upon the release of restricted stock units. 6,187 Class A common shares were surrendered at an implied price of $33.16, a disposition driven by tax liability rather than a discretionary sale. Following the withholding, Bunch directly owns 38,012 Class A shares and indirectly owns 72 shares through his son, preserving a sizable equity stake. No derivative securities were involved, and no open-market activity occurred.
TWFG, Inc. (TWFG) 鈥� Form 4 filing (07/21/2025)
General Counsel & Secretary Julie E. Benes reported a Rule 16(a) transaction dated 07/17/2025. Code F indicates the company withheld 6,187 Class A shares to cover the executive鈥檚 tax liability upon vesting of previously granted RSUs. The shares were valued at $33.16 each, implying a tax-settlement value of roughly $205k. No open-market sale occurred, and the insider did not receive cash proceeds.
After the withholding, Benes鈥� direct ownership stands at 38,962 Class A shares. There were no derivative security transactions disclosed.
Because the shares were surrendered for taxes rather than sold for investment purposes, and the residual holding remains sizeable, the filing is typically viewed as neutral from a market-signal perspective.
TWFG, Inc. (TWFG) 鈥� Form 4 filing. CFO Janice E. Zwinggi reported a 17-Jul-2025 transaction filed on 21-Jul-2025. Transaction code F shows 7,338 Class A common shares were withheld by the company at $33.16 to satisfy tax obligations triggered by the vesting of restricted stock units. This is a non-discretionary, cashless settlement; no open-market buying or selling occurred. Following the withholding, Zwinggi鈥檚 direct ownership stands at 53,363 shares. No derivative securities were involved and there are no other changes in beneficial ownership disclosed. Given the administrative nature of the event, the filing is unlikely to carry material market impact.
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