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[8-K] TWFG, Inc. Reports Material Event

Filing Impact
(Neutral)
Filing Sentiment
(Neutral)
Form Type
8-K
Rhea-AI Filing Summary

TWFG, Inc. filed a Form 8-K reporting that on August 12, 2025 the company issued a press release announcing its financial and operating results for the quarter ended June 30, 2025. The press release is furnished as Exhibit 99.1 and the cover page interactive data file is included as Exhibit 104. The filing states the furnished information is not deemed "filed" under Section 18 and will not be incorporated by reference into registration statements, and notes the company discloses material information via SEC filings, press releases, investor calls and its investor website.

TWFG, Inc. ha depositato un Modulo 8-K comunicando che il 12 agosto 2025 ha diffuso un comunicato stampa con i risultati finanziari e operativi relativi al trimestre chiuso il 30 giugno 2025. Il comunicato è fornito come Allegato 99.1 e il file dati interattivo della copertina è incluso come Allegato 104. Il deposito specifica che le informazioni fornite non sono considerate "presentate" ai sensi della Sezione 18 e non saranno incorporate per riferimento in prospetti di registrazione, e precisa che la società rende note informazioni rilevanti tramite depositi presso la SEC, comunicati stampa, conference call per investitori e il suo sito web per gli investitori.

TWFG, Inc. presentó un Formulario 8-K informando que el 12 de agosto de 2025 emitió un comunicado de prensa con sus resultados financieros y operativos correspondientes al trimestre concluido el 30 de junio de 2025. El comunicado se adjunta como Anexo 99.1 y el archivo de datos interactivos de la portada se incluye como Anexo 104. La presentación indica que la información aportada no se considera "presentada" según la Sección 18 y no será incorporada por referencia en los formularios de registro, y señala que la compañía divulga información relevante mediante presentaciones ante la SEC, comunicados de prensa, llamadas con inversores y su sitio web para inversores.

TWFG, Inc.� 2025� 8� 12� Form 8-K� 제출하며 2025� 6� 30일에 종료� 분기� 재무 � 영업 실적� 발표하는 보도자료� 배포했다� 보고했습니다. 해당 보도자료� 증거서류 99.1� 제공되며 표지� 대화형 데이� 파일은 증거서류 104� 포함되어 있습니다. 제출서에� 제공� 정보가 �18조에 따라 "제출�" 것으� 간주되지 않으� 등록 서류� 참조� 포함되지 않는다고 명시하고, 회사가 SEC 제출자료, 보도자료, 투자� 전화회의 � 투자� 웹사이트� 통해 중요� 정보� 공시한다� 덧붙였습니�.

TWFG, Inc. a déposé un formulaire 8-K indiquant que le 12 août 2025 la société a publié un communiqué de presse annonçant ses résultats financiers et opérationnels pour le trimestre clos le 30 juin 2025. Le communiqué est fourni en tant que Pièce 99.1 et le fichier de données interactives de la page de garde est inclus en tant que Pièce 104. Le dépôt précise que les informations fournies ne sont pas réputées "déposées" au titre de l'article 18 et ne seront pas incorporées par référence dans les déclarations d'enregistrement, et indique que la société communique les informations importantes via les dépôts auprès de la SEC, les communiqués de presse, les appels aux investisseurs et son site investisseur.

TWFG, Inc. reichte ein Formular 8-K ein und meldete, dass das Unternehmen am 12. August 2025 eine Pressemitteilung mit den Finanz- und Betriebsergebnissen für das am 30. Juni 2025 beendete Quartal herausgegeben hat. Die Pressemitteilung ist als Anlage 99.1 beigefügt und die interaktive Titelseitendatei ist als Anlage 104 enthalten. In der Einreichung heißt es, die bereitgestellten Informationen seien gemäß Abschnitt 18 nicht als "eingereicht" zu betrachten und würden nicht durch Verweisung in Registrierungsunterlagen aufgenommen; außerdem weist das Unternehmen darauf hin, dass es wesentliche Informationen über SEC-Einreichungen, Pressemitteilungen, Investorenanrufe und seine Investorenseite veröffentlicht.

Positive
  • Press release furnished as Exhibit 99.1 informing investors the company announced Q2 2025 results
  • Inline XBRL cover page (Exhibit 104) included, supporting machine-readable disclosure
  • Disclosure channels stated (SEC filings, press releases, conference calls, investor website) which reinforce broad dissemination
Negative
  • No financial or operating figures are included in the 8-K text; substantive results are only in Exhibit 99.1
  • Furnished, not filed � the company states the exhibit is not deemed "filed" under Section 18 and will not be incorporated by reference

Insights

TL;DR: Routine 8-K furnishing a Q2 2025 results press release; no financial figures are included in this filing.

The filing notifies investors that TWFG furnished a press release with second-quarter 2025 results as Exhibit 99.1 but does not embed any numeric operating or financial data in the 8-K text itself. The company also included an inline XBRL cover page (Exhibit 104). Because the substantive results reside in the press release exhibit, material assessment and valuation effects depend on the exhibit content; the 8-K alone is a procedural disclosure that preserves Regulation FD and incorporation limitations.

TL;DR: Proper Form 8-K disclosure practice; explicitly limits "filed" treatment of the furnished press release.

The company follows common practice by furnishing the press release under Item 2.02 and clarifying that the exhibit is "furnished" rather than "filed," which narrows Section 18 liability and prevents automatic incorporation by reference. The filing also documents authorized signature by the CEO. From a governance and disclosure-controls viewpoint the 8-K is complete for its stated purpose, though investors must consult Exhibit 99.1 for substantive financial detail.

TWFG, Inc. ha depositato un Modulo 8-K comunicando che il 12 agosto 2025 ha diffuso un comunicato stampa con i risultati finanziari e operativi relativi al trimestre chiuso il 30 giugno 2025. Il comunicato è fornito come Allegato 99.1 e il file dati interattivo della copertina è incluso come Allegato 104. Il deposito specifica che le informazioni fornite non sono considerate "presentate" ai sensi della Sezione 18 e non saranno incorporate per riferimento in prospetti di registrazione, e precisa che la società rende note informazioni rilevanti tramite depositi presso la SEC, comunicati stampa, conference call per investitori e il suo sito web per gli investitori.

TWFG, Inc. presentó un Formulario 8-K informando que el 12 de agosto de 2025 emitió un comunicado de prensa con sus resultados financieros y operativos correspondientes al trimestre concluido el 30 de junio de 2025. El comunicado se adjunta como Anexo 99.1 y el archivo de datos interactivos de la portada se incluye como Anexo 104. La presentación indica que la información aportada no se considera "presentada" según la Sección 18 y no será incorporada por referencia en los formularios de registro, y señala que la compañía divulga información relevante mediante presentaciones ante la SEC, comunicados de prensa, llamadas con inversores y su sitio web para inversores.

TWFG, Inc.� 2025� 8� 12� Form 8-K� 제출하며 2025� 6� 30일에 종료� 분기� 재무 � 영업 실적� 발표하는 보도자료� 배포했다� 보고했습니다. 해당 보도자료� 증거서류 99.1� 제공되며 표지� 대화형 데이� 파일은 증거서류 104� 포함되어 있습니다. 제출서에� 제공� 정보가 �18조에 따라 "제출�" 것으� 간주되지 않으� 등록 서류� 참조� 포함되지 않는다고 명시하고, 회사가 SEC 제출자료, 보도자료, 투자� 전화회의 � 투자� 웹사이트� 통해 중요� 정보� 공시한다� 덧붙였습니�.

TWFG, Inc. a déposé un formulaire 8-K indiquant que le 12 août 2025 la société a publié un communiqué de presse annonçant ses résultats financiers et opérationnels pour le trimestre clos le 30 juin 2025. Le communiqué est fourni en tant que Pièce 99.1 et le fichier de données interactives de la page de garde est inclus en tant que Pièce 104. Le dépôt précise que les informations fournies ne sont pas réputées "déposées" au titre de l'article 18 et ne seront pas incorporées par référence dans les déclarations d'enregistrement, et indique que la société communique les informations importantes via les dépôts auprès de la SEC, les communiqués de presse, les appels aux investisseurs et son site investisseur.

TWFG, Inc. reichte ein Formular 8-K ein und meldete, dass das Unternehmen am 12. August 2025 eine Pressemitteilung mit den Finanz- und Betriebsergebnissen für das am 30. Juni 2025 beendete Quartal herausgegeben hat. Die Pressemitteilung ist als Anlage 99.1 beigefügt und die interaktive Titelseitendatei ist als Anlage 104 enthalten. In der Einreichung heißt es, die bereitgestellten Informationen seien gemäß Abschnitt 18 nicht als "eingereicht" zu betrachten und würden nicht durch Verweisung in Registrierungsunterlagen aufgenommen; außerdem weist das Unternehmen darauf hin, dass es wesentliche Informationen über SEC-Einreichungen, Pressemitteilungen, Investorenanrufe und seine Investorenseite veröffentlicht.

FALSE000200759600020075962025-08-122025-08-12

UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 8-K 
CURRENT REPORT
Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934
Date of Report (Date of earliest event reported): August 12, 2025
TWFG, Inc.
(Exact name of registrant as specified in its charter)
Delaware001-4217799-0603906
(State or other jurisdiction
of incorporation)
(Commission
File Number)
(IRS Employer
Identification No.)
10055 Grogans Mill Road
Suite 500
The Woodlands, Texas
77380
(Address of principal executive offices)(Zip Code)
(281) 367-3424
(Registrant’s telephone number, including area code)
Not Applicable
(Former name or former address, if changed since last report.)
Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:
Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))
Securities registered pursuant to Section 12(b) of the Act:
Title of each classTrading
Symbol(s)
Name of each exchange
on which registered
Class A Common Stock, $0.01 par valueTWFGThe Nasdaq Stock Market LLC
Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).
Emerging growth company
If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act.



Item 2.02. Results of Operations and Financial Condition.
On August 12, 2025, TWFG, Inc. (the “Company”) issued a press release announcing its financial and operating results for the second quarter ended June 30, 2025. A copy of the press release is furnished as Exhibit 99.1 hereto and is incorporated herein by reference.
The information furnished herewith pursuant to Item 2.02 of this Current Report on Form 8-K, including Exhibit 99.1, shall not be deemed to be “filed” for the purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the “Exchange Act”), or otherwise subject to the liabilities of that section. The information in this Current Report on Form 8-K shall not be incorporated by reference into any registration statement or other document pursuant to the Securities Act of 1933, as amended, or the Exchange Act, except as shall be expressly set forth by specific reference in such filing.
The Company announces material information to the public through a variety of means, including filings with the Securities and Exchange Commission, press releases, public conference calls, and on the Company’s investor relations website (https://investors.twfg.com/) as means of disclosing material non-public information and for complying with its disclosure obligations under Regulation FD.

Item 9.01. Financial Statements and Exhibits.
(d) Exhibits.
Exhibit
No.
Description of Exhibit
99.1
Press Release dated August 12, 2025
104
Cover Page Interactive Data File (formatted as inline XBRL)




SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.
TWFG, INC.
Date: August 12, 2025
By:/s/ Richard F. Bunch III
Name:Richard F. Bunch III
Title:Chief Executive Officer


FAQ

What did TWFG (TWFG) disclose in this 8-K?

The company furnished a press release announcing its financial and operating results for the quarter ended June 30, 2025 (Exhibit 99.1).

Does the 8-K include TWFG's Q2 2025 financial figures?

No. The 8-K states the press release is furnished as Exhibit 99.1; no numerical results are included in the 8-K text.

Where can I find the full press release for TWFG's Q2 2025 results?

The press release is furnished as Exhibit 99.1 to the 8-K and the company notes it posts material releases on its investor website at https://investors.twfg.com/.

Is the press release in this 8-K considered "filed" with the SEC?

No. The filing explicitly states the information furnished, including Exhibit 99.1, shall not be deemed "filed" under Section 18 of the Exchange Act and is not incorporated by reference.

Who signed the Form 8-K for TWFG?

The Form 8-K is signed by Richard F. Bunch III, Chief Executive Officer, dated August 12, 2025.
TWFG INC

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THE WOODLANDS