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STOCK TITAN

[Form 4] OppFi Inc. Insider Trading Activity

Filing Impact
(Low)
Filing Sentiment
(Neutral)
Form Type
4
Rhea-AI Filing Summary

Form 4 for OppFi Inc. (OPFI) reports an insider transaction by Todd G. Schwartz, a director, CEO and 10% owner. The filing shows a disposition on 08/13/2025 of 44,716 shares of Class V common stock surrendered and cancelled for $0, leaving 58,698,241 shares of Class V common stock beneficially owned following the transaction. The Class V shares represent voting, non-economic interests with one vote per share. The filing states the reported Class V shares are held by OppFi Shares, LLC, wholly owned by TGS Revocable Trust, for which Mr. Schwartz is sole trustee; he disclaims beneficial ownership except to the extent of pecuniary interest.

Il Modulo 4 per OppFi Inc. (OPFI) segnala una transazione interna di Todd G. Schwartz, amministratore, CEO e proprietario del 10%. La comunicazione indica una cessione avvenuta il 13/08/2025 di 44.716 azioni di Classe V comuni, consegnate e cancellate a $0, lasciando 58.698.241 azioni di Classe V comuni possedute beneficiariamente dopo la transazione. Le azioni di Classe V rappresentano diritti di voto senza valore economico, con un voto per azione. Il documento specifica che le azioni Classe V riportate sono detenute da OppFi Shares, LLC, interamente controllata dal TGS Revocable Trust, di cui il Sig. Schwartz è unico trustee; egli dichiara di non rivendicare la proprietà beneficiaria, salvo per l'interesse pecuniario eventualmente detenuto.

El Formulario 4 de OppFi Inc. (OPFI) informa una transacción de insider realizada por Todd G. Schwartz, director, CEO y propietario del 10%. La presentación muestra una disposición el 13/08/2025 de 44.716 acciones ordinarias Clase V entregadas y canceladas por $0, dejando 58.698.241 acciones ordinarias Clase V con propiedad beneficiaria tras la transacción. Las acciones Clase V representan intereses de voto sin componente económico, con un voto por acción. El documento indica que las acciones Clase V informadas están en poder de OppFi Shares, LLC, propiedad íntegra del TGS Revocable Trust, del cual el Sr. Schwartz es único fiduciario; él renuncia a la propiedad beneficiaria excepto en la medida de cualquier interés pecuniario.

OppFi Inc. (OPFI)ì� Form 4ëŠ� ì´ì‚¬ì´ìž CEO, 10% ì§€ë¶� 보유ìžì¸ Todd G. Schwartzì� ë‚´ë¶€ìž� 거래ë¥� 보고합니ë‹�. ì‹ ê³ ì„œì— ë”°ë¥´ë©� 2025ë…� 8ì›� 13ì� í´ëž˜ìŠ� V 보통ì£� 44,716주가 ì–‘ë„ë˜ì–´ 주당 $0ë¡� 제출 ë°� 취소ë˜ì—ˆìœ¼ë©°, 거래 í›� í´ëž˜ìŠ� V 보통ì£� 58,698,241주가 실질ì � 보유ë¡� 남아있습니다. í´ëž˜ìŠ� V 주ì‹ì€ 경제ì � 권리가 없는 ì˜ê²°ê¶Œë§Œ 부여ë˜ë©� 주당 1표를 가집니ë‹�. 신고서ì—ëŠ� ë³´ê³ ë� í´ëž˜ìŠ� V 주ì‹ì� OppFi Shares, LLCê°€ 보유하고 있고, ì� 회사ëŠ� TGS Revocable Trustê°€ ì „ì•¡ 소유하며 Schwartz 씨가 유ì¼í•� 수íƒìž�(트러스티)ë¼ê³  명시ë˜ì–´ 있습니다; 그는 금전ì � ì´ìµì� 범위ì—� 한해 제외하고 실질ì � 소유ë¥� ë¶€ì¸í•©ë‹ˆë‹¤.

Le formulaire 4 d'OppFi Inc. (OPFI) signale une transaction d'initié par Todd G. Schwartz, administrateur, PDG et détenteur de 10 %. Le dépôt indique une cession le 13/08/2025 de 44 716 actions ordinaires de catégorie V remises et annulées pour 0 $, laissant 58 698 241 actions ordinaires de catégorie V détenues à titre bénéficiaire après la transaction. Les actions de catégorie V représentent des intérêts de vote sans composante économique, avec une voix par action. Le document précise que les actions de catégorie V déclarées sont détenues par OppFi Shares, LLC, entièrement détenue par le TGS Revocable Trust, dont M. Schwartz est le seul fiduciaire ; il décline la qualité de bénéficiaire, sauf dans la mesure d'un intérêt pécuniaire.

Formular 4 für OppFi Inc. (OPFI) meldet eine Insider-Transaktion von Todd G. Schwartz, Direktor, CEO und 10%-Eigentümer. Die Einreichung zeigt eine Veräußerung am 13.08.2025 von 44.716 Class-V-Stammaktien, die abgetreten und für $0 annulliert wurden, wodurch nach der Transaktion 58.698.241 Class-V-Stammaktien im wirtschaftlichen Eigentum verbleiben. Die Class-V-Aktien stellen stimmberechtigte, nicht-wirtschaftliche Anteile dar, mit einer Stimme pro Aktie. In der Einreichung heißt es, die gemeldeten Class-V-Aktien werden von OppFi Shares, LLC gehalten, die vollständig im Eigentum des TGS Revocable Trust steht, dessen alleiniger Treuhänder Herr Schwartz ist; er bestreitet die wirtschaftliche Eigentümerschaft außer im Umfang eines vermögensbezogenen Interesses.

Positive
  • None.
Negative
  • None.

Insights

TL;DR: Director and CEO surrendered Class V votes while maintaining substantial indirect voting control through affiliated entities.

The Form 4 documents a voluntary cancellation of 44,716 Class V shares for no cash consideration in connection with an exchange mechanism described in the filing. The remaining 58.7 million Class V shares are held indirectly via OppFi Shares, LLC, owned by the reporter's trust, indicating continued indirect voting influence. The reporting person disclaims beneficial ownership except for pecuniary interest, which is a standard disclosure reflecting trust and LLC ownership layers. The filing does not state any change to economic interest or options; it solely addresses voting-class share surrender and ownership structure.

TL;DR: Transaction appears procedural under the company’s exchange provisions, with no cash proceeds reported and no new derivatives disclosed.

The entry code indicates a disposition tied to an exchange of Opportunity Financial units by other members, triggering surrender by the issuer; price reported as $0 confirms cancellation rather than a market sale. Table II lists no derivative transactions. The signature by an attorney-in-fact confirms proper execution. Materiality is limited: the filing documents ownership mechanics rather than a novel transfer to a third party or an open-market sale.

Il Modulo 4 per OppFi Inc. (OPFI) segnala una transazione interna di Todd G. Schwartz, amministratore, CEO e proprietario del 10%. La comunicazione indica una cessione avvenuta il 13/08/2025 di 44.716 azioni di Classe V comuni, consegnate e cancellate a $0, lasciando 58.698.241 azioni di Classe V comuni possedute beneficiariamente dopo la transazione. Le azioni di Classe V rappresentano diritti di voto senza valore economico, con un voto per azione. Il documento specifica che le azioni Classe V riportate sono detenute da OppFi Shares, LLC, interamente controllata dal TGS Revocable Trust, di cui il Sig. Schwartz è unico trustee; egli dichiara di non rivendicare la proprietà beneficiaria, salvo per l'interesse pecuniario eventualmente detenuto.

El Formulario 4 de OppFi Inc. (OPFI) informa una transacción de insider realizada por Todd G. Schwartz, director, CEO y propietario del 10%. La presentación muestra una disposición el 13/08/2025 de 44.716 acciones ordinarias Clase V entregadas y canceladas por $0, dejando 58.698.241 acciones ordinarias Clase V con propiedad beneficiaria tras la transacción. Las acciones Clase V representan intereses de voto sin componente económico, con un voto por acción. El documento indica que las acciones Clase V informadas están en poder de OppFi Shares, LLC, propiedad íntegra del TGS Revocable Trust, del cual el Sr. Schwartz es único fiduciario; él renuncia a la propiedad beneficiaria excepto en la medida de cualquier interés pecuniario.

OppFi Inc. (OPFI)ì� Form 4ëŠ� ì´ì‚¬ì´ìž CEO, 10% ì§€ë¶� 보유ìžì¸ Todd G. Schwartzì� ë‚´ë¶€ìž� 거래ë¥� 보고합니ë‹�. ì‹ ê³ ì„œì— ë”°ë¥´ë©� 2025ë…� 8ì›� 13ì� í´ëž˜ìŠ� V 보통ì£� 44,716주가 ì–‘ë„ë˜ì–´ 주당 $0ë¡� 제출 ë°� 취소ë˜ì—ˆìœ¼ë©°, 거래 í›� í´ëž˜ìŠ� V 보통ì£� 58,698,241주가 실질ì � 보유ë¡� 남아있습니다. í´ëž˜ìŠ� V 주ì‹ì€ 경제ì � 권리가 없는 ì˜ê²°ê¶Œë§Œ 부여ë˜ë©� 주당 1표를 가집니ë‹�. 신고서ì—ëŠ� ë³´ê³ ë� í´ëž˜ìŠ� V 주ì‹ì� OppFi Shares, LLCê°€ 보유하고 있고, ì� 회사ëŠ� TGS Revocable Trustê°€ ì „ì•¡ 소유하며 Schwartz 씨가 유ì¼í•� 수íƒìž�(트러스티)ë¼ê³  명시ë˜ì–´ 있습니다; 그는 금전ì � ì´ìµì� 범위ì—� 한해 제외하고 실질ì � 소유ë¥� ë¶€ì¸í•©ë‹ˆë‹¤.

Le formulaire 4 d'OppFi Inc. (OPFI) signale une transaction d'initié par Todd G. Schwartz, administrateur, PDG et détenteur de 10 %. Le dépôt indique une cession le 13/08/2025 de 44 716 actions ordinaires de catégorie V remises et annulées pour 0 $, laissant 58 698 241 actions ordinaires de catégorie V détenues à titre bénéficiaire après la transaction. Les actions de catégorie V représentent des intérêts de vote sans composante économique, avec une voix par action. Le document précise que les actions de catégorie V déclarées sont détenues par OppFi Shares, LLC, entièrement détenue par le TGS Revocable Trust, dont M. Schwartz est le seul fiduciaire ; il décline la qualité de bénéficiaire, sauf dans la mesure d'un intérêt pécuniaire.

Formular 4 für OppFi Inc. (OPFI) meldet eine Insider-Transaktion von Todd G. Schwartz, Direktor, CEO und 10%-Eigentümer. Die Einreichung zeigt eine Veräußerung am 13.08.2025 von 44.716 Class-V-Stammaktien, die abgetreten und für $0 annulliert wurden, wodurch nach der Transaktion 58.698.241 Class-V-Stammaktien im wirtschaftlichen Eigentum verbleiben. Die Class-V-Aktien stellen stimmberechtigte, nicht-wirtschaftliche Anteile dar, mit einer Stimme pro Aktie. In der Einreichung heißt es, die gemeldeten Class-V-Aktien werden von OppFi Shares, LLC gehalten, die vollständig im Eigentum des TGS Revocable Trust steht, dessen alleiniger Treuhänder Herr Schwartz ist; er bestreitet die wirtschaftliche Eigentümerschaft außer im Umfang eines vermögensbezogenen Interesses.

SEC Form 4
FORM 4 UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number: 3235-0287
Estimated average burden
hours per response: 0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
Schwartz Todd G.

(Last) (First) (Middle)
ONE NORTH WACKER DRIVE, SUITE 3605

(Street)
CHICAGO IL 60606

(City) (State) (Zip)
2. Issuer Name and Ticker or Trading Symbol
OppFi Inc. [ OPFI ]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
X Director X 10% Owner
X Officer (give title below) Other (specify below)
Chief Executive Officer
3. Date of Earliest Transaction (Month/Day/Year)
08/13/2025
4. If Amendment, Date of Original Filed (Month/Day/Year)
6. Individual or Joint/Group Filing (Check Applicable Line)
X Form filed by One Reporting Person
Form filed by More than One Reporting Person
Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year) 2A. Deemed Execution Date, if any (Month/Day/Year) 3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
Code V Amount (A) or (D) Price
Class V Common Stock(1) 08/13/2025 D(2) 44,716 D $0(2) 58,698,241 I By OppFi Shares, LLC(3)
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year) 3A. Deemed Execution Date, if any (Month/Day/Year) 4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year) 7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
Code V (A) (D) Date Exercisable Expiration Date Title Amount or Number of Shares
Explanation of Responses:
1. Shares of Class V common stock, par value $0.0001 per share ("Class V Common Stock"), of the issuer represent voting, non-economic interests in the issuer. Except as provided in the issuer's certificate of incorporation, as amended, or as required by applicable law, holders of Class V Common Stock will be entitled to one vote per share of Class V Common Stock on all matters to be voted on by the issuer's stockholders generally.
2. Reflects the surrender and cancellation of shares of Class V Common Stock to the issuer in connection with the exchange of Class A common units of Opportunity Financial, LLC ("Opportunity Financial") by members thereof, other than the reporting person, for shares of Class A common stock, par value $0.0001 per share, of the issuer pursuant to the exchange provisions of the Third Amended and Restated Limited Liability Company Agreement of Opportunity Financial.
3. The shares of Class V Common Stock are held by OppFi Shares, LLC ("OFS"), which has sole voting power over the shares of Class V Common Stock reported in Table I hereof. OFS is wholly owned by TGS Revocable Trust, whose sole trustee is the reporting person. By virtue of these relationships, the reporting person may be deemed to have voting power over the shares of Class V Common Stock held by OFS. The reporting person disclaims beneficial ownership of the shares of Class V Common Stock held by OFS, except to the extent of his pecuniary interest therein.
/s/ Marv Gurevich, Esq., as attorney-in-fact for Todd G. Schwartz 08/15/2025
** Signature of Reporting Person Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
OppFi Inc

NYSE:OPFI

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OPFI Stock Data

280.46M
26.61M
6.31%
55.63%
19.44%
Credit Services
Finance Services
United States
CHICAGO