Wix Launches Financial Services Suite to Power Business Growth
Wix (NASDAQ: WIX) has unveiled a comprehensive financial services suite featuring two new solutions: Wix Checking and Wix Capital. Wix Checking, powered by Unit's embedded finance technology, provides users with a free integrated business checking account within the Wix platform, offering instant access to earnings and real-time cash flow monitoring.
The suite also includes Wix Capital, a Merchant Cash Advance (MCA) service designed to help businesses address funding needs through a more accessible alternative to traditional banking. The service exchanges future sales percentage for immediate capital access.
These financial tools are currently available to select U.S.-based Wix Payments users, with plans for broader rollout.
Wix (NASDAQ: WIX) ha presentato una suite completa di servizi finanziari che include due nuove soluzioni: Wix Checking e Wix Capital. Wix Checking, basato sulla tecnologia di finanza integrata di Unit, offre agli utenti un conto corrente aziendale gratuito integrato nella piattaforma Wix, con accesso immediato ai guadagni e monitoraggio in tempo reale del flusso di cassa.
La suite comprende anche Wix Capital, un servizio di Anticipo Contante per Commercianti (MCA) pensato per aiutare le imprese a soddisfare le esigenze di finanziamento tramite un'alternativa pi霉 accessibile rispetto alle banche tradizionali. Il servizio prevede lo scambio di una percentuale delle vendite future per ottenere capitale immediato.
Questi strumenti finanziari sono attualmente disponibili per un gruppo selezionato di utenti Wix Payments negli Stati Uniti, con piani per un'implementazione pi霉 ampia.
Wix (NASDAQ: WIX) ha lanzado una completa suite de servicios financieros que incluye dos nuevas soluciones: Wix Checking y Wix Capital. Wix Checking, impulsado por la tecnolog铆a de finanzas integradas de Unit, ofrece a los usuarios una cuenta corriente empresarial gratuita integrada en la plataforma Wix, con acceso instant谩neo a ganancias y monitoreo en tiempo real del flujo de efectivo.
La suite tambi茅n incluye Wix Capital, un servicio de Anticipo de Efectivo para Comerciantes (MCA) dise帽ado para ayudar a las empresas a cubrir sus necesidades de financiamiento mediante una alternativa m谩s accesible que la banca tradicional. El servicio intercambia un porcentaje de las ventas futuras por acceso inmediato a capital.
Estas herramientas financieras est谩n disponibles actualmente para un grupo selecto de usuarios de Wix Payments en Estados Unidos, con planes para una expansi贸n m谩s amplia.
Wix (NASDAQ: WIX)電� 霊� 臧�歆� 靸堧鞖� 靻旊（靺橃澑 Wix Checking瓿� Wix Capital鞚� 韽暔頃� 膦呿暕 旮堨湹 靹滊箘鞀� 鞝滍拡甑办潉 瓿店皽頄堨姷雼堧嫟. Unit鞚� 鞛勲矤霐旊摐 旮堨湹 旮办垹鞚� 旮半皹鞙茧 頃橂姅 Wix Checking鞚� 靷毄鞛愱皜 Wix 頂岆灚韽� 雮挫棎靹� 氍措搿� 韱淀暕霅� 牍勳雼堨姢 觳错伂 瓿勳毳� 鞚挫毄頃� 靾� 鞛堦矊 頃橂┌, 靾橃瀰 歃夓嫓 鞝戧芳瓿� 鞁れ嫓臧� 順勱笀 頋愲 氇媹韯半鞚� 鞝滉车頃╇媹雼�.
鞚� 鞝滍拡甑办棎電� 霕愴暅 氙鸽灅 毵れ稖鞚� 鞚检爼 牍勳湪鞚� 歃夓嫓 鞛愲掣鞙茧 甑愴櫂頃橂姅 靸侅澑 順勱笀 靹犾旮� 靹滊箘鞀れ澑 Wix Capital霃� 韽暔霅橃柎 鞛堨柎, 鞝勴喌鞝侅澑 鞚�頄夒炒雼� 雿� 鞝戧芳頃橁赴 靿毚 雽�鞎堨潉 鞝滉车頃╇媹雼�.
鞚� 旮堨湹 霃勱惮霌れ潃 順勳灛 氙戈淡 雮� 鞚茧秬 Wix Payments 靷毄鞛愳棎瓴� 鞝滉车霅橁碃 鞛堨溂氅�, 頄ロ泟 雿� 雱撿潃 氩旍渼搿� 頇曤寑頃� 瓿勴殟鞛呺媹雼�.
Wix (NASDAQ : WIX) a d茅voil茅 une suite compl猫te de services financiers comprenant deux nouvelles solutions : Wix Checking et Wix Capital. Wix Checking, propuls茅 par la technologie de finance int茅gr茅e de Unit, offre aux utilisateurs un compte courant professionnel int茅gr茅 et gratuit sur la plateforme Wix, avec un acc猫s instantan茅 aux revenus et un suivi en temps r茅el des flux de tr茅sorerie.
La suite inclut 茅galement Wix Capital, un service d'Avance de Fonds pour Commer莽ants (MCA) con莽u pour aider les entreprises 脿 r茅pondre 脿 leurs besoins de financement via une alternative plus accessible que les banques traditionnelles. Ce service 茅change un pourcentage des ventes futures contre un acc猫s imm茅diat au capital.
Ces outils financiers sont actuellement disponibles pour un nombre limit茅 d'utilisateurs de Wix Payments bas茅s aux 脡tats-Unis, avec des plans d'extension plus larges.
Wix (NASDAQ: WIX) hat eine umfassende Suite von Finanzdienstleistungen vorgestellt, die zwei neue L枚sungen umfasst: Wix Checking und Wix Capital. Wix Checking, angetrieben von Units Embedded-Finance-Technologie, bietet Nutzern ein kostenloses integriertes Gesch盲ftskonto innerhalb der Wix-Plattform mit sofortigem Zugriff auf Einnahmen und Echtzeit-脺berwachung des Cashflows.
Die Suite beinhaltet auch Wix Capital, einen Merchant Cash Advance (MCA)-Service, der Unternehmen dabei unterst眉tzt, Finanzierungsbed眉rfnisse 眉ber eine zug盲nglichere Alternative zu traditionellen Banken zu decken. Der Service tauscht einen Prozentsatz zuk眉nftiger Ums盲tze gegen sofortigen Kapitalzugang ein.
Diese Finanzinstrumente sind derzeit f眉r ausgew盲hlte Wix Payments-Nutzer in den USA verf眉gbar, mit Pl盲nen f眉r eine breitere Einf眉hrung.
- Integration of banking services directly into Wix platform at no additional cost
- Instant access to earnings after sales completion
- Simplified financial operations with automated reconciliation
- Alternative funding option through Merchant Cash Advance service
- Limited availability - only select U.S.-based Wix Payments users eligible initially
- Merchant Cash Advance requires giving up percentage of future sales
Insights
Wix's expansion into embedded finance with checking accounts and merchant financing strengthens its platform ecosystem and creates new revenue opportunities.
Wix's launch of integrated financial services marks a strategic expansion beyond its core website building capabilities into the high-growth embedded finance market. The new offerings鈥�Wix Checking (powered by Unit) and Wix Capital (a Merchant Cash Advance service)鈥攁ddress critical small business pain points while creating powerful platform lock-in effects.
The checking account service eliminates the traditional multi-day settlement delays for merchants by providing instant access to sales proceeds. This real-time liquidity feature solves a significant cash flow challenge for small businesses that typically must wait 2-3 days to access their funds through traditional payment processors. By integrating directly with Wix Payments, the platform creates a closed-loop financial ecosystem that reduces friction and improves user retention.
The Merchant Cash Advance offering positions Wix to capture value from the $15+ billion annual MCA market while addressing the well-documented challenges small businesses face in securing traditional financing. The revenue-based repayment structure aligns Wix's interests with merchant success and provides an alternative capital source without dilution or fixed payment obligations.
This move follows the broader trend of vertical SaaS platforms expanding horizontally into financial services鈥攕imilar to what we've seen from Shopify, Toast, and Square. For Wix, these financial products create three strategic advantages: 1) new revenue streams beyond subscription fees, 2) increased platform stickiness through deeper financial integration, and 3) enhanced data visibility into merchant cash flows that can inform future product development.
The new financial suite includes Wix Checking and Wix Capital, two new solutions designed to help Wix merchants access their funds immediately, take control of cash flow, and support business growth online and offline
NEW YORK 鈥� Ltd. (NASDAQ: WIX), the leading SaaS website builder platform globally1, today announced the launch of Wix Checking2 and Wix Capital, a powerful new financial services suite aimed to help users manage cash flow and fund growth. Eligible businesses can efficiently streamline their finances, enabling them to concentrate on growth and innovation.
Wix Checking, powered by Unit's embedded finance solution, gives users a fully integrated business checking account directly within the Wix platform at no extra cost. It is designed to simplify financial operations by offering a clear, real-time view of cash flow and business performance. Users can instantly access their earnings the moment a sale is completed, track incoming revenue and outgoing expenses side by side, and make faster, more informed decisions. By syncing automatically with Wix Payments, Wix Checking removes the need for external banking tools and manual reconciliations, saving time and reducing errors. To use their funds, merchants can either make purchases with the Wix Visa庐 business debit card or transfer money to an external bank account for added flexibility. The result is a seamless, all-in-one financial experience that gives business owners greater control, speed, and simplicity in managing their money.
In addition to Wix Checking, Wix has introduced Wix Capital, a Merchant Cash Advance (MCA) service designed to help businesses address cash flow gaps and unlock growth. Many small businesses face challenges when trying to secure funding through traditional banks, often encountering long approval processes or strict requirements. Wix Capital offers a faster, more accessible alternative by allowing users to request a cash advance in exchange for a fixed fee and a percentage of future sales. This provides access to funds that can be used for essential business needs such as inventory, payroll, or operational expenses. Removing barriers to capital and making funding available at the moment it鈥檚 needed most is key to helping businesses grow. Built directly into the Wix platform, Wix Capital gives users a simple and flexible way to invest in their business without leaving the tools they already use to run it.
鈥淲ith Wix Checking and Wix Capital, we鈥檙e giving users a complete financial solution built into the platform they already use,鈥� said Amit Sagiv and Volodymyr Tsukur, Co-Heads of Wix Payments. 鈥淚t鈥檚 fast, simple, and designed to help small businesses access their money and fuel growth 鈥� all in one place. This is part of our broader commitment to supporting the full journey of business ownership, from managing day-to-day operations to making smarter financial decisions.鈥�
Wix Checking and Wix Capital are available to a select group of U.S.-based users using Wix Payments, with plans to roll out to more users on a gradual basis3.听
About Wix.com Ltd.
is the leading SaaS website builder platform1 to create, manage and grow a digital presence. Founded聽 in 2006, Wix is a comprehensive platform providing users - self-creators, agencies, enterprises, and more - with industry-leading performance, security, AI capabilities and a reliable infrastructure. Offering a wide range of commerce and business solutions, advanced SEO and marketing tools, the platform enables users to take full ownership of their brand, their data and their relationships with their customers. With a focus on continuous innovation and delivery of new features and products, users can seamlessly build a powerful and high-end digital presence for themselves or their clients.听
For more about Wix, please visit our聽
Media Relations Contact:聽 听听
1 Based on number of active live sites as reported by competitors' figures, independent third-party data and internal data as of Q1 2025.
2 Wix is not a bank. Banking products and services are provided by Lincoln Savings Bank, Member FDIC. The Wix Debit Card is issued by Lincoln Savings Bank pursuant to a license from Visa U.S.A. Inc. and may be used anywhere Visa debit cards are accepted. Wix is not FDIC insured. FDIC insurance only covers the failure of a covered bank.
3听Certain criteria and qualifications may apply.听
Attachments
FAQ
What financial services has Wix (NASDAQ: WIX) launched in 2025?
How does Wix Checking benefit business owners?
What is Wix Capital and how does it work?
Who can access Wix's new financial services suite?
What are the main features of Wix's new financial suite?
