Bodily Injury Costs Increase in Florida, According to Mercury Insurance
Mercury Insurance (NYSE: MCY) has launched a new personal umbrella insurance policy in Florida, marking its seventh state expansion. The launch comes as bodily injury payouts have increased by 35% since the pandemic. The enhanced coverage starts at just over $1 per day and includes features like a 5% discount for accident-free drivers and uninsured motorist coverage up to $1 million.
The policy offers liability coverage ranging from $1 million to $2 million, designed to protect policyholders' assets beyond traditional auto and home insurance limits. Florida becomes the latest state to receive this coverage after California, Texas, Oklahoma, Illinois, Arizona, and Georgia.
Mercury Insurance (NYSE: MCY) ha lanciato in Florida una nuova polizza umbrella personale, segnando la sua espansione nel settimo stato. Il lancio arriva mentre i risarcimenti per lesioni personali sono aumentati del 35% dall'inizio della pandemia. La copertura ampliata parte da poco pi霉 di 1 dollaro al giorno e offre vantaggi come uno sconto del 5% per i conducenti senza incidenti e la protezione contro conducenti non assicurati fino a 1 milione di dollari.
La polizza propone una copertura di responsabilit脿 compresa tra 1 milione e 2 milioni di dollari, pensata per tutelare il patrimonio degli assicurati oltre i limiti delle tradizionali assicurazioni auto e casa. La Florida 猫 l'ultimo stato ad aggiungersi dopo California, Texas, Oklahoma, Illinois, Arizona e Georgia.
Mercury Insurance (NYSE: MCY) ha lanzado en Florida una nueva p贸liza umbrella personal, marcando su s茅ptima expansi贸n estatal. El lanzamiento se produce mientras las indemnizaciones por lesiones corporales han aumentado un 35% desde la pandemia. La cobertura mejorada comienza a poco m谩s de 1 d贸lar al d铆a e incluye beneficios como un 5% de descuento para conductores sin siniestros y cobertura para conductores no asegurados de hasta 1 mill贸n de d贸lares.
La p贸liza ofrece cobertura de responsabilidad que va de 1 mill贸n a 2 millones de d贸lares, dise帽ada para proteger el patrimonio de los asegurados m谩s all谩 de los l铆mites del seguro de auto y hogar. Florida es el 煤ltimo estado en recibir esta cobertura tras California, Texas, Oklahoma, Illinois, Arizona y Georgia.
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Mercury Insurance (NYSE: MCY) a lanc茅 en Floride une nouvelle police d'assurance umbrella personnelle, marquant sa septi猫me expansion d'脡tat. Ce lancement intervient alors que les indemnit茅s pour blessures corporelles ont augment茅 de 35% depuis la pand茅mie. La couverture renforc茅e commence 脿 un peu plus de 1 dollar par jour et inclut des avantages tels qu'une remise de 5% pour les conducteurs sans accident et une couverture contre les automobilistes non assur茅s allant jusqu'脿 1 million de dollars.
La police propose une couverture de responsabilit茅 comprise entre 1 million et 2 millions de dollars, con莽ue pour prot茅ger le patrimoine des assur茅s au-del脿 des limites des assurances auto et habitation classiques. La Floride est le dernier 脡tat 脿 b茅n茅ficier de cette couverture apr猫s la Californie, le Texas, l'Oklahoma, l'Illinois, l'Arizona et la G茅orgie.
Mercury Insurance (NYSE: MCY) hat in Florida eine neue private Umbrella-Versicherung eingef眉hrt und damit seine Expansion in den siebten Bundesstaat abgeschlossen. Der Start erfolgt vor dem Hintergrund, dass die Zahlungen f眉r K枚rperverletzungen seit der Pandemie um 35% gestiegen sind. Der erweiterte Schutz beginnt bei etwas mehr als 1 Dollar pro Tag und umfasst Vorteile wie einen 5%igen Rabatt f眉r unfallfreie Fahrer sowie eine Deckung gegen nicht versicherte Fahrer von bis zu 1 Million Dollar.
Die Police bietet eine Haftpflichtdeckung von 1 Million bis 2 Millionen Dollar und ist darauf ausgelegt, das Verm枚gen der Versicherungsnehmer 眉ber die Grenzen herk枚mmlicher Auto- und Hausversicherungen hinaus zu sch眉tzen. Florida ist der j眉ngste Bundesstaat, der diese Deckung erh盲lt, nach Kalifornien, Texas, Oklahoma, Illinois, Arizona und Georgia.
- Bodily injury coverage expanded up to $2 million in liability protection
- 5% discount offered for 3-year accident and violation-free drivers
- Uninsured motorist coverage up to $1 million included
- Affordable pricing starting at just over $1 per day
- Geographic expansion to seventh state indicates successful product rollout
- 35% increase in average liability claim amounts since pandemic
- Rising trend of liability claims exceeding traditional policy limits
Mercury's New Umbrella Insurance Better Protects Floridians' Personal Wealth Against Bodily Injury Claims
The recent trend of rising liability injury claims for home and auto owners that exceed traditional policy limits has moved Mercury to unveil an all-new personal umbrella insurance policy for Floridians聽that offers extra protection with bolstered coverages beginning at just over
Per Forbes Magazine, an umbrella insurance policy can be an excellent addition to your insurance portfolio if you need liability coverage that goes beyond what your base car insurance or home insurance policies provide. Umbrella insurance is a good way to cover your net worth if you were to get hit with a lawsuit.
The state of Florida聽is the seventh聽launch of this expanded insurance product for Mercury Insurance,聽after
"Mercury Insurance offers Floridians additional protection from lawsuits," said Nick Colby, VP and Chief Sales Officer at Mercury Insurance. "Without this supplemental coverage, your home and car could be at risk."
A cautionary tale for all is that of a Mercury policyholder who had kept the same limits and coverages since college, even though his personal wealth had increased significantly. The policyholder, who later became a doctor, never thought about umbrella coverage until he hit a moped with his automobile, severely injuring the rider. The rider subsequently engaged a lawyer, and the Mercury insured ended up having to pay out of pocket for damages that were well beyond his auto policy limit of
"This resulted in payments deducted from his salary for a number of years until the settlement was paid off," Colby said.听
Key features of Mercury's significantly updated umbrella product include:聽
- 3-year Accident and Violation Free Discount: A
5% discount is given to all drivers on the Mercury policy with no losses or accidents during the last three years. - Uninsured Motorist Coverage: Uninsured motorist coverage up to
$1 million - Increased Liability: Policyholders can increase their liability coverage from
$1 million $2 million
"At Mercury, our umbrella policies provide very tailored extra protection depending on your needs. These policies are perfect for those who want to protect their homes and valuables against unexpected legal judgments and those looking for a quick payday," stated Colby.
About Mercury Insurance聽
Mercury Insurance (NYSE: MCY) is a multiple-line insurance carrier predominantly offering personal auto, homeowners, renters and commercial insurance through a network of independent agents in
Since 1962, Mercury has provided customers with tremendous value for their insurance dollar by pairing ultra-competitive rates with excellent customer service, through more than 4,200 employees and a network of more than 6,340 independent agents in 11 states. Mercury has earned an "A" rating from A.M. Best, as well as "Best Auto Insurance Company" designations from Forbes and Insure.com. For more information visit 听辞谤 follow the company on , 听辞谤 .
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