Welcome to our dedicated page for United Bankshares West Va SEC filings (Ticker: UBSI), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
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United Bankshares reported stronger results in the first half of 2025 with consolidated assets of $32,783,363 thousand, up from $30,023,545 thousand, driven by loan growth and the acquisition of Piedmont Bancorp. Net income was $120,721 thousand for the quarter (up from $96,507 thousand a year ago) and $205,027 thousand for six months (up from $183,321 thousand), producing basic EPS of $0.85 for the quarter and $1.44 for six months. Net interest income rose to $274,537 thousand for the quarter and $534,592 thousand year鈥憈o鈥慸ate, reflecting higher loan yields and short鈥憈erm investment income. Deposits increased to $26,335,874 thousand from $23,961,859 thousand, supporting loan growth to $24,050,222 thousand gross. The company completed the Piedmont acquisition for $280,967 thousand, issuing 7,860,831 shares and recording $130,021 thousand of goodwill and $32,764 thousand of core deposit intangibles. Management recorded acquisition costs and purchase鈥憆elated credit provisions; available鈥慺or鈥憇ale securities carried $268,656 thousand of unrealized losses largely due to rising interest rates.
United Bankshares, Inc. (UBSI) 鈥� Form 4 filed 08/06/2025
Director Clinton P. Winter reported a Code P acquisition of 278 phantom stock units at an average reference price of $35.7692. Phantom stock is settled in cash after the director leaves the company and therefore does not immediately dilute equity, but aligns compensation with share-price performance.
Following the transaction, Winter鈥檚 holdings stand at:
- Common stock 鈥� direct: 457,070 shares
- Common stock 鈥� indirect: 36,800 shares via Bray & Oakley Insurance and 1,000 shares held by spouse
- Phantom stock: 53,198 units (including the 278 newly acquired)
The purchase value is roughly $10k, a modest amount relative to the director鈥檚 existing stake and UBSI鈥檚 $5 bn+ market cap. No sales were reported. The filing signals continued insider alignment but is unlikely to be financially material for investors.
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