Welcome to our dedicated page for Midland States SEC filings (Ticker: MSBI), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Looking for the details that drive Midland States Bancorp’s net interest margin or its community-bank loan growth? This dedicated page brings every Midland States Bancorp SEC filing explained simply, from a 300-page annual report to a single Form 4 notice.
User journey made easy: Start with the Midland States Bancorp annual report 10-K simplified—our AI pinpoints shifts in commercial real-estate exposure and credit-loss reserves. Move to the Midland States Bancorp quarterly earnings report 10-Q filing to track deposit costs, and drill into any Midland States Bancorp 8-K material events explained when the bank announces branch acquisitions or leadership changes.
Need real-time executive trade data? We stream Midland States Bancorp Form 4 insider transactions real-time, letting you spot buying or selling patterns before the market digests them. Use our AI summaries to see why each Midland States Bancorp insider trading Form 4 transactions matter—was it tied to option exercises or open-market buys?
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Whether you’re comparing quarter-over-quarter loan yields or reviewing the Midland States Bancorp proxy statement executive compensation, Stock Titan’s AI-powered summaries translate technical language into actionable insight. No more scrolling through dense exhibits—our expert analysis, real-time EDGAR updates, and complete filing coverage mean you can focus on decisions, not document hunting. If you’re understanding Midland States Bancorp SEC documents with AI for the first time, or need a quick Midland States Bancorp earnings report filing analysis, everything is one click away.
Midland States Bancorp reported a sharp quarterly reversal: a net loss of $140.974 million for the three months ended March 31, 2025, versus net income of $22.663 million a year earlier. The loss was driven primarily by a $153.977 million goodwill impairment recorded in the Banking reporting unit. Core net interest income was $58.29 million, roughly stable versus prior year, after paying $41.07 million of interest expense.
Balance sheet items weakened modestly: total assets were $7.285 billion, down from $7.507 billion, driven by $260.8 million lower deposits ($5.936 billion) and a lower loan balance of $5.018 billion. The allowance for credit losses on loans was $105.176 million and the provision for credit losses was $10.85 million. Book shareholders' equity fell to $571.437 million. Management stated the goodwill impairment did not affect regulatory capital ratios or liquidity.
Midland States Bancorp (Nasdaq: MSBI) filed an 8-K summarizing the 4 Aug 2025 annual shareholder meeting.
- Director election: Class III directors R. Dean Bingham, Jerry L. McDaniel and Jeffrey M. McDonnell were re-elected for terms ending 2028. Support levels were 71.0%, 59.4% and 81.3%, respectively.
- Say-on-pay: The advisory resolution on executive compensation passed with 13.4 m votes for (86.0%) versus 1.6 m against.
- Say-on-frequency: 83.6% of shares preferred an annual vote on compensation, aligning with the board’s stance.
- Auditor: Crowe LLP was ratified as independent auditor for FY 2025 with 97.5% support (16.9 m for; 0 broker non-votes).
No financial results, strategic transactions or capital actions were disclosed. Aside from notable 40% opposition to Director McDaniel, the proposals passed comfortably, suggesting overall but not unanimous shareholder confidence. Market impact should be minimal unless governance concerns over dissent gain traction.
Midland States Bancorp, Inc. (Nasdaq: MSBI) filed an 8-K to announce new dividend actions approved by its Board on 5 Aug 2025.
- Common stock: quarterly cash dividend of $0.32 per share, payable 22 Aug 2025 to holders of record 15 Aug 2025.
- Preferred stock (Series A, 7.75% fixed-rate reset): cash dividend of $0.4844 per depositary share (each represents 1/40 of a preferred share), payable 30 Sep 2025 to holders of record 15 Sep 2025.
The filing contains no other material events, financial results, or strategic developments. Exhibit 99.1 provides the related press release; no financial statements were included.
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