Welcome to our dedicated page for Esquire Finl Hldgs SEC filings (Ticker: ESQ), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Esquire Financial鈥檚 filings open a window into a bank founded by attorneys, for attorneys. Behind the headline growth in case cost financing and nationwide payment processing lies a complex mix of litigation-linked loans, IOLTA escrow deposits, and merchant fee revenue that traditional reports rarely spotlight. That complexity sends many readers searching for 鈥淓squire Financial SEC filings explained simply鈥濃�攁nd that鈥檚 exactly what you鈥檒l find here.
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Esquire Financial Holdings reported stronger core results for the three and six months ended June 30, 2025. Net income for the quarter was $11,890 thousand, up from $10,487 thousand a year earlier, and six-month net income was $23,297 thousand versus $20,545 thousand. Net interest income rose to $29,254 thousand for the quarter from $24,322 thousand, driven by higher interest on loans of $28,762 thousand compared with $24,216 thousand.
The balance sheet expanded: total loans held for investment increased to $1,494,599 thousand from $1,397,021 thousand and total deposits grew to $1,782,328 thousand from $1,642,236 thousand, helping total assets reach $2,059,977 thousand. Provision for credit losses increased to $3,525 thousand for the quarter (six months $5,025 thousand), while the allowance for credit losses was $19,407 thousand at period end. Noninterest expense rose to $17,062 thousand for the quarter and noninterest income was $6,577 thousand.
Securities available-for-sale had a fair value of $257,375 thousand and unrealized losses were attributed to interest-rate movements, not credit, and therefore were not considered credit impairments. Stockholders' equity increased to $263,556 thousand and diluted EPS for the quarter was $1.38.
On August 8, 2025, Esquire Financial Holdings, Inc. (NASDAQ: ESQ) filed a Form 8-K (Item 8.01) announcing execution of a new headquarters lease at 300 Jericho Quadrangle, Jericho, NY, adjacent to its existing offices. The facility totals 50,000 sq ft across two floors, offers a private entrance, and includes 16,000 sq ft of outdoor space for employees, clients and corporate events. A related press release was furnished as Exhibit 99.1. No information on lease cost, duration, or funding requirements was provided, and the filing contained no other material events or financial data.
Esquire Financial Holdings (ESQ) 鈥� Form 4
On 07/24/2025 director Todd Deutsch exercised 20,000 stock options granted 10/01/2016 at an exercise price of $12.50 (Code M), receiving an equal number of ESQ common shares. To cover withholding taxes, he disposed of 2,385 shares at $104.78 (Code F). Net result is an increase of 17,615 shares.
Deutsch now directly owns 71,648 shares, which include multiple restricted-stock awards vesting between 2023-2027. All options from the 2016 grant are fully exercised; remaining derivative holdings comprise:
- 2,000 options at $20.85, expiring 12/16/2030
- 1,750 options at $31.04, expiring 12/09/2031
No indirect ownership or additional transactions were reported.
Esquire Financial Holdings (NASDAQ: ESQ) director Joseph Melohn filed a routine Form 4 detailing a gift (Code G) of 1,000 common shares on June 18, 2025. The transaction was executed at $0.00 per share and was made indirectly through 鈥淟LC I.鈥� After the transfer, Melohn鈥檚 reported ownership stands at 148,857 indirect shares via LLC I, along with 3,683 restricted shares, 9,786 indirect shares via LLC II, and 6,000 indirect shares held by his mother. No purchases or sales for consideration were disclosed, and no derivatives were involved, indicating this is a non-material change in the insider鈥檚 overall position.
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