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This prospectus excerpt outlines debt indenture terms and procedures for holders of the company's debt securities. It defines "Senior Indebtedness," lists events of default including payment defaults, covenant breaches, bankruptcy or insolvency actions, and defaults on other indebtedness with an aggregate principal of at least $25,000,000. It describes the process for holders to request trustee action—including notice, security/indemnity and timing requirements—and specifies amendment and waiver limits, such as protections against reductions of principal or interest without required consents. The excerpt also lists permitted amendments that do not adversely affect holders.

Bay Pond Partners, L.P. reported ownership of 2,119,910 shares of Customers Bancorp, Inc. common stock, representing 6.71% of the class as of the event date 06/30/2025. The filing is submitted as an amendment to Schedule 13G and identifies the shares as held with shared voting and shared dispositive power, while showing no sole voting or dispositive power. The reporting person is organized in Delaware and the filing lists its address c/o Wellington Management Company LLP in Boston.

The filing includes a certification that the securities were not acquired to change or influence control of the issuer. The statement is signed by an authorized person on behalf of Bay Pond Partners and notes Wellington Alternative Investments LLC as its general partner.

State Street Corporation reports beneficial ownership of 1,481,444 shares of Customers Bancorp common stock, representing 4.7% of the class as of 06/30/2025. The filing shows shared voting power on 270,604 shares and shared dispositive power over 1,481,444 shares. Several State Street Global Advisors affiliates are identified as the relevant subsidiaries associated with the holdings.

The statement also includes a certification that the securities are held in the ordinary course of business and were not acquired to change or influence control of the issuer.

Customers Bancorp, Inc. (CUBI) � Q2 2025 (unaudited)

Total assets were $22,550,800 and total deposits were $18,976,018 as of June 30, 2025. Loans and leases receivable were $13,719,829 and total loans and leases, net of allowance, were $15,232,019. Quarterly net interest income was $176,703 versus $167,653 in Q2 2024. Provision for credit losses for the quarter was $20,781. Net income for Q2 2025 was $60,939, basic EPS $1.77 and diluted EPS $1.73.

Six-month highlights: net income was $73,851 versus $107,811 year-ago; an $51,319 impairment loss on debt securities was recorded in the six months. Allowance for credit losses on loans and leases increased to $147,418. Shareholders' equity totaled $1,863,558; preferred stock carrying value declined to $82,201 after redemptions and a $1,908 loss on redemption.

Customers Bancorp (CUBI) â€� Amended Form 4 (July 11, 2025)

Chief Banking Officer Lyle Cunningham filed an amended Form 4 to correct a clerical error in the original July 10 filing. On July 9 2025, Cunningham acquired 3,447 shares of common stock (coded “Aâ€�) at a reference price of $63.97 per share through a restricted-stock-unit (RSU) grant. The RSUs vest in three equal installments. His total direct beneficial ownership following the transaction is 52,125 shares, which now includes 28,926 RSUs.

The amendment notes that the initial Form 4 mistakenly reported 6,893 RSUs; the correct figure is 3,447. No derivative securities were reported. There is no indication of open-market buying or selling—only the RSU award adjustment.

• Transaction size represents a modest $0.22 million (3,447 × $63.97) and is immaterial relative to CUBI’s ~32 million shares outstanding.
• The filing increases management’s equity alignment but does not materially impact share supply or the company’s fundamentals.
• The need for an amendment highlights internal reporting accuracy issues but carries limited governance risk given immediate correction.