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[Form 4] Chime Financial, Inc. Insider Trading Activity

Filing Impact
(Low)
Filing Sentiment
(Neutral)
Form Type
4
Rhea-AI Filing Summary

James J. Dunne III, a director of Chime Financial, Inc. (CHYM), was granted restricted stock units (RSUs) that represent contingent rights to Class A common stock. The Form 4 reports an acquisition on 08/27/2025 of 7,628 RSUs at a reported price of $0, increasing the reporting person’s beneficial ownership to 71,295 shares.

Vesting is specified: one-fourth of the RSUs vest on November 27, 2025 and the remainder vests quarterly thereafter, subject to continued service. The filing was executed by Theresa Bloom under power of attorney and dated 08/29/2025. The disclosure identifies these instruments as RSUs and notes that some of the reported holdings are subject to individual vesting schedules and conditions.

James J. Dunne III, amministratore di Chime Financial, Inc. (CHYM), ha ricevuto unità di azioni vincolate (RSU) che rappresentano diritti condizionati su azioni ordinarie di Classe A. Il Modulo 4 riporta l'acquisizione, avvenuta il 27/08/2025, di 7.628 RSU a un prezzo indicato di $0, portando la partecipazione beneficiaria del dichiarante a 71.295 azioni.

Condizioni di maturazione: un quarto delle RSU matura il 27 novembre 2025 e il resto matura trimestralmente successivamente, subordinato alla prosecuzione del servizio. Il deposito è stato firmato da Theresa Bloom per procura e datato 29/08/2025. La comunicazione identifica questi strumenti come RSU e specifica che alcune delle posizioni dichiarate sono soggette a calendari e condizioni di maturazione individuali.

James J. Dunne III, director de Chime Financial, Inc. (CHYM), recibió unidades de acciones restringidas (RSU) que representan derechos contingentes sobre acciones ordinarias Clase A. El Formulario 4 informa una adquisición el 27/08/2025 de 7.628 RSU a un precio declarado de $0, elevando la propiedad beneficiaria del declarante a 71.295 acciones.

Vesting especificado: una cuarta parte de las RSU vence el 27 de noviembre de 2025 y el resto vence trimestralmente a partir de entonces, condicionado a la continuidad del servicio. La presentación fue firmada por Theresa Bloom bajo poder notarial y fechada el 29/08/2025. La divulgación identifica estos instrumentos como RSU y aclara que parte de las participaciones reportadas están sujetas a cronogramas y condiciones de vesting individuales.

Chime Financial, Inc. (CHYM) 이사� James J. Dunne III� 제한주식단위(RSU)� 부여받았습니다. 이는 Class A 보통주에 대� 조건부 권리� 의미합니�. Form 4� 2025-08-27� 보고 가� $0� 7,628 RSU� 취득하여 보고인의 실질 소유가 71,295주로 증가했음� 보고하고 있습니다.

베스�(권리확정) 내용: RSU� 4분의 1은 2025� 11� 27일에 베스트되� 나머지� 이후 분기별로 베스트되� 계속 근무� 조건으로 합니�. 해당 제출서는 Theresa Bloom� 위임장을 통해 실행했으� 날짜� 2025-08-29입니�. 공시� � 증권� RSU� 특정하고 보고� 보유 일부가 개별 베스� 일정 � 조건� 적용� 받는다고 명시합니�.

James J. Dunne III, administrateur de Chime Financial, Inc. (CHYM), s'est vu attribuer des unités d'actions restreintes (RSU) représentant des droits conditionnels sur des actions ordinaires de classe A. Le formulaire 4 signale une acquisition le 27/08/2025 de 7 628 RSU à un prix déclaré de 0 $, portant la détention bénéficiaire de la personne déclarante à 71 295 actions.

Vesting précisé : un quart des RSU arrivera à échéance le 27 novembre 2025 et le reste vestera ensuite chaque trimestre, sous réserve de la continuité du service. Le dépôt a été signé par Theresa Bloom en vertu d'une procuration et daté du 29/08/2025. La divulgation identifie ces instruments comme des RSU et indique que certaines des positions déclarées sont soumises à des calendriers et conditions de vesting individuels.

James J. Dunne III, Direktor von Chime Financial, Inc. (CHYM), wurde Restricted Stock Units (RSUs) gewährt, die bedingte Rechte an Stammaktien der Klasse A darstellen. Das Formular 4 meldet den Erwerb von 7.628 RSUs am 27.08.2025 zu einem angegebenen Preis von $0 und erhöht damit den wirtschaftlichen Besitz der meldenden Person auf 71.295 Aktien.

Vesting ist festgelegt: Ein Viertel der RSUs wird am 27. November 2025 fällig, der Rest wird anschließend vierteljährlich fällig, vorbehaltlich fortgesetzter Dienstzeit. Die Einreichung wurde von Theresa Bloom per Vollmacht ausgeführt und datiert auf den 29.08.2025. Die Offenlegung bezeichnet diese Instrumente als RSUs und weist darauf hin, dass ein Teil der gemeldeten Bestände individuellen Vestingplänen und -bedingungen unterliegt.

Positive
  • Director received RSUs that align his compensation with shareholder value through equity ownership
  • Clear vesting schedule (one-fourth on 11/27/2025 and quarterly thereafter) ties rewards to continued service
  • Transaction is non-cash ($0 reported), indicating these are grants rather than purchased shares
Negative
  • None.

Insights

TL;DR: A routine director RSU grant increases director’s stake by 7,628 RSUs; vesting schedule extends alignment over multiple quarters.

The transaction is a non-cash grant of 7,628 restricted stock units to Director James J. Dunne III, recorded at $0 on 08/27/2025, raising beneficial ownership to 71,295 shares. The one-fourth/quarterly vesting schedule beginning November 27, 2025 ties equity recognition to continued service, which spreads dilution and aligns incentives over time. This is a customary equity compensation action rather than an open-market purchase and contains no exercise or cash consideration. For investors, the item signals standard director compensation mechanics but carries no immediate cash flow implications for the company.

TL;DR: Governance-wise, the grant is a standard service-based RSU award with phased vesting to retain and incentivize the director.

The Form 4 discloses that the RSUs are contingent rights to Class A shares with a defined vesting cadence beginning November 27, 2025 and continuing quarterly. Filing by power of attorney is noted, which is standard administrative practice. The disclosure is clear on instrument type and vesting conditions; there are no reported derivative transactions or deviations from typical insider reporting norms. This presentation allows stakeholders to track future share issuance tied to these RSUs as they vest.

James J. Dunne III, amministratore di Chime Financial, Inc. (CHYM), ha ricevuto unità di azioni vincolate (RSU) che rappresentano diritti condizionati su azioni ordinarie di Classe A. Il Modulo 4 riporta l'acquisizione, avvenuta il 27/08/2025, di 7.628 RSU a un prezzo indicato di $0, portando la partecipazione beneficiaria del dichiarante a 71.295 azioni.

Condizioni di maturazione: un quarto delle RSU matura il 27 novembre 2025 e il resto matura trimestralmente successivamente, subordinato alla prosecuzione del servizio. Il deposito è stato firmato da Theresa Bloom per procura e datato 29/08/2025. La comunicazione identifica questi strumenti come RSU e specifica che alcune delle posizioni dichiarate sono soggette a calendari e condizioni di maturazione individuali.

James J. Dunne III, director de Chime Financial, Inc. (CHYM), recibió unidades de acciones restringidas (RSU) que representan derechos contingentes sobre acciones ordinarias Clase A. El Formulario 4 informa una adquisición el 27/08/2025 de 7.628 RSU a un precio declarado de $0, elevando la propiedad beneficiaria del declarante a 71.295 acciones.

Vesting especificado: una cuarta parte de las RSU vence el 27 de noviembre de 2025 y el resto vence trimestralmente a partir de entonces, condicionado a la continuidad del servicio. La presentación fue firmada por Theresa Bloom bajo poder notarial y fechada el 29/08/2025. La divulgación identifica estos instrumentos como RSU y aclara que parte de las participaciones reportadas están sujetas a cronogramas y condiciones de vesting individuales.

Chime Financial, Inc. (CHYM) 이사� James J. Dunne III� 제한주식단위(RSU)� 부여받았습니다. 이는 Class A 보통주에 대� 조건부 권리� 의미합니�. Form 4� 2025-08-27� 보고 가� $0� 7,628 RSU� 취득하여 보고인의 실질 소유가 71,295주로 증가했음� 보고하고 있습니다.

베스�(권리확정) 내용: RSU� 4분의 1은 2025� 11� 27일에 베스트되� 나머지� 이후 분기별로 베스트되� 계속 근무� 조건으로 합니�. 해당 제출서는 Theresa Bloom� 위임장을 통해 실행했으� 날짜� 2025-08-29입니�. 공시� � 증권� RSU� 특정하고 보고� 보유 일부가 개별 베스� 일정 � 조건� 적용� 받는다고 명시합니�.

James J. Dunne III, administrateur de Chime Financial, Inc. (CHYM), s'est vu attribuer des unités d'actions restreintes (RSU) représentant des droits conditionnels sur des actions ordinaires de classe A. Le formulaire 4 signale une acquisition le 27/08/2025 de 7 628 RSU à un prix déclaré de 0 $, portant la détention bénéficiaire de la personne déclarante à 71 295 actions.

Vesting précisé : un quart des RSU arrivera à échéance le 27 novembre 2025 et le reste vestera ensuite chaque trimestre, sous réserve de la continuité du service. Le dépôt a été signé par Theresa Bloom en vertu d'une procuration et daté du 29/08/2025. La divulgation identifie ces instruments comme des RSU et indique que certaines des positions déclarées sont soumises à des calendriers et conditions de vesting individuels.

James J. Dunne III, Direktor von Chime Financial, Inc. (CHYM), wurde Restricted Stock Units (RSUs) gewährt, die bedingte Rechte an Stammaktien der Klasse A darstellen. Das Formular 4 meldet den Erwerb von 7.628 RSUs am 27.08.2025 zu einem angegebenen Preis von $0 und erhöht damit den wirtschaftlichen Besitz der meldenden Person auf 71.295 Aktien.

Vesting ist festgelegt: Ein Viertel der RSUs wird am 27. November 2025 fällig, der Rest wird anschließend vierteljährlich fällig, vorbehaltlich fortgesetzter Dienstzeit. Die Einreichung wurde von Theresa Bloom per Vollmacht ausgeführt und datiert auf den 29.08.2025. Die Offenlegung bezeichnet diese Instrumente als RSUs und weist darauf hin, dass ein Teil der gemeldeten Bestände individuellen Vestingplänen und -bedingungen unterliegt.

SEC Form 4
FORM 4 UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number: 3235-0287
Estimated average burden
hours per response: 0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
Dunne James J. III

(Last) (First) (Middle)
C/O CHIME FINANCIAL, INC.
101 CALIFORNIA STREET, SUITE 500

(Street)
SAN FRANCISCO CA 94111

(City) (State) (Zip)
2. Issuer Name and Ticker or Trading Symbol
Chime Financial, Inc. [ CHYM ]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
X Director 10% Owner
Officer (give title below) Other (specify below)
3. Date of Earliest Transaction (Month/Day/Year)
08/27/2025
4. If Amendment, Date of Original Filed (Month/Day/Year)
6. Individual or Joint/Group Filing (Check Applicable Line)
X Form filed by One Reporting Person
Form filed by More than One Reporting Person
Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year) 2A. Deemed Execution Date, if any (Month/Day/Year) 3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
Code V Amount (A) or (D) Price
Class A Common Stock 08/27/2025 A 7,628(1) A $0 71,295(2) D
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year) 3A. Deemed Execution Date, if any (Month/Day/Year) 4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year) 7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
Code V (A) (D) Date Exercisable Expiration Date Title Amount or Number of Shares
Explanation of Responses:
1. These securities are restricted stock units ("RSUs"). Each RSU represents a contingent right to receive one share of the Issuer's Class A Common Stock. One-fourth of the RSUs shall vest on November 27, 2025 and quarterly thereafter, subject to the Reporting Person continuing as a service provider through each such date.
2. Certain of these securities are RSUs. Each RSU represents a contingent right to receive one share of the Issuer's Class A Common Stock, subject to the applicable vesting schedule and conditions of each RSU.
Remarks:
/s/ Theresa Bloom, by power of attorney 08/29/2025
** Signature of Reporting Person Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

How many RSUs did James J. Dunne III acquire in the Form 4 for CHYM?

The Form 4 reports an acquisition of 7,628 RSUs on 08/27/2025.

What is the reported beneficial ownership of James J. Dunne III after this transaction?

Following the reported transaction, beneficial ownership is 71,295 shares as disclosed on the Form 4.

When do the RSUs begin vesting according to the filing?

One-fourth of the RSUs vest on November 27, 2025 with the remainder vesting quarterly thereafter, subject to continued service.

Was any cash paid for the RSUs in this transaction?

No cash was reported; the transaction lists a price of $0, indicating a grant of RSUs.

Who signed or filed the Form 4 on behalf of the reporting person?

The Form 4 was executed by Theresa Bloom, by power of attorney, and dated 08/29/2025.
Chime Financial, Inc.

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9.82B
279.20M
11.83%
78.74%
0.42%
Software - Application
Finance Services
United States
SAN FRANCISCO