Welcome to our dedicated page for Chemung Financia SEC filings (Ticker: CHMG), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Want to see how a 180-year-old community bank keeps its edge? Chemung Financial Corp’s SEC filings hold the answers. Most investors start by hunting for net-interest margin trends or changes in loan quality, but finding those numbers in a 300-page 10-K can be daunting. Our platform surfaces them instantly with AI-powered summaries, so you can focus on decisions, not document digging.
Use the drop-down above to jump straight to the filing you need. Curious about management sentiment? The Chemung Financial Corp insider trading Form 4 transactions feed updates in real time, giving you early insight into local executives� stock moves. Need the latest community-bank capital ratios? The Chemung Financial Corp quarterly earnings report 10-Q filing section highlights them, complete with conversational explanations.
Here’s what you’ll find on this page:
- 10-K annual report � our AI points out loan-portfolio concentrations and fee-income drivers, creating a Chemung Financial Corp annual report 10-K simplified view.
- 10-Q filings � quarter-over-quarter trends, cash-flow shifts, and Chemung Financial Corp earnings report filing analysis you can read in minutes.
- 8-K material events explained � from dividend announcements to unexpected credit-loss provisions.
- Form 4 insider transactions real-time � stay ahead of market chatter.
- Proxy statement executive compensation � understand pay practices without wading through legal jargon.
Whether you’re tracking understanding Chemung Financial Corp SEC documents with AI or comparing segment revenue, Stock Titan delivers the context professionals need—fast, accurate, and always up-to-date.
Chemung Financial Corp � Quarterly report (10-Q) for period ended June 30, 2025. Consolidated total assets were $2,852,488 and total deposits were $2,468,962 at June 30, 2025 versus $2,776,147 and $2,396,883 at December 31, 2024, respectively. Loans, net were $2,109,749 with an allowance for credit losses of $22,665. Cash and cash equivalents rose to $320,051 driven by $284,226 in interest-earning deposits in other financial institutions. Securities available for sale declined to $287,335 from $531,442.
Shareholders' equity totaled $234,966 (AOCI loss $(42,705)). For the three months ended June 30, 2025, net interest income was $20,808 versus $17,761 in Q2 2024; six-month NII was $40,625 versus $35,850. Subordinated debt of $44,146 appears at June 30, 2025 (none at 12/31/2024). The filing is truncated after "Provisi" in the income statement section.
Form 4 highlights � Chemung Financial Corp. (CHMG): On 08/05/2025, Executive Vice President & Chief Information Officer Loren D. Cole purchased 2,983 common shares through a qualified plan at $50.10 each, for an estimated $149.8 k outlay. The transaction was made under a Rule 10b5-1 plan.
Following the buy, Cole’s indirect qualified-plan position rises to 9,331.251 shares. He also retains 5,742 shares directly and 105 shares via his spouse, bringing cumulative beneficial ownership to roughly 15,178 shares. No sales or derivative activities were reported.
The 47 % increase in his indirect stake by a senior officer is typically interpreted as an expression of confidence in CHMG’s prospects; however, investors should weigh this single purchase against broader fundamental and market factors.
Director Jeffrey B. Streeter of Chemung Financial Corp. (CHMG) filed a Form 4 disclosing the open-market purchase of 5,000 common shares on 07/25/2025 at an average cost of $52.9357 per share, an investment of roughly $264.7 K.
The transaction lifts Streeter’s direct holding to 26,590.282 shares, which includes fractional shares accumulated through the company’s Dividend Reinvestment Plan. No derivative securities were reported.
Insider buying—particularly by a board member—can signal confidence in the bank’s outlook and more closely align director and shareholder interests. While the purchase size is moderate, it represents a clear vote of confidence and adds to the recent pattern of dividend-related share accumulation.
Chemung Financial Corp. (CHMG) filed a Form 4 disclosing that Director Jeffrey B. Streeter purchased 3,285 common shares on 07/23/2025 at an average price of $53.1868 (transaction code P � open-market purchase). The transaction increases his direct beneficial ownership to 17,487.282 shares, which includes fractional shares accumulated through the company’s Dividend Reinvestment Plan.
No derivative securities were reported. The filing was signed on 07/24/2025 by an attorney-in-fact under power of attorney. As this is a director’s open-market buy of roughly $174 thousand, it may signal confidence in CHMG’s valuation and future prospects.